IFSC Code of ICICI Bank Limited, Puzhakkal ,Thrissur Branch, Kerala

Use this page as a one-stop reference for everything related to ICICI Bank Limited's PUZHAKKAL ,THRISSUR branch in PUZHAKKAL, KERALA. The branch's IFSC code ICIC0001093 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – PUZHAKKAL ,THRISSUR is ICIC0001093. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001093 map to this branch in PUZHAKKAL, KERALA.

Branch details at a glance

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Puzhakkal ,Thrissur branch in Puzhakkal, Kerala is part of this network and uses the IFSC code ICIC0001093 for all electronic settlement.

Puzhakkal ,Thrissur branch overview

Located at ICICI BANK LTD., CICI BANK LTD, PVK COMPLEX, AMALANAGAR, PUZHAKKAL PO THRISSUR DIST., KERALA.680555, the Puzhakkal ,Thrissur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0001093 is required for all interbank electronic transfers routed through this branch.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PUZHAKKAL ,THRISSUR of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0001093 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0001093 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ICIC0001093

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0001093 across all three.

NEFT to ICICI Bank Limited, PUZHAKKAL ,THRISSUR using IFSC ICIC0001093

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0001093, and confirm that the system picks up ICICI Bank Limited – PUZHAKKAL ,THRISSUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PUZHAKKAL ,THRISSUR

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's PUZHAKKAL ,THRISSUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0001093 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – PUZHAKKAL ,THRISSUR, use IMPS. With IFSC ICIC0001093 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Puzhakkal ,Thrissur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0001093:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PUZHAKKAL ,THRISSUR is still linked to IFSC ICIC0001093.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's PUZHAKKAL ,THRISSUR branch, the IFSC ICIC0001093 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Puzhakkal ,Thrissur branch is mapped to IFSC ICIC0001093 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0001093.

Products and services

Customers walking into the Puzhakkal ,Thrissur branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0001093

MICR & cheque-truncation details

Cheques drawn on the Puzhakkal ,Thrissur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0001093 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Puzhakkal ,Thrissur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0001093 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – PUZHAKKAL ,THRISSUR:

• The IFSC is exactly ICIC0001093 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and PUZHAKKAL ,THRISSUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Puzhakkal ,Thrissur branch

The branch is located at ICICI BANK LTD., CICI BANK LTD, PVK COMPLEX, AMALANAGAR, PUZHAKKAL PO THRISSUR DIST., KERALA.680555, which puts it inside Puzhakkal, the broader Thrissur district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Puzhakkal ,Thrissur branch” — the verified location pin for IFSC ICIC0001093 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9567065182 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0001093 and your account number.

Verifying IFSC ICIC0001093 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0001093 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9567065182.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Puzhakkal ,Thrissur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0001093, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0001093 belongs to ICICI Bank Limited's PUZHAKKAL ,THRISSUR branch, located at ICICI BANK LTD., CICI BANK LTD, PVK COMPLEX, AMALANAGAR, PUZHAKKAL PO THRISSUR… in PUZHAKKAL, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.