IFSC Code of ICICI Bank Limited, World Trade Center Kharadi Branch, Maharashtra

If you are searching for the IFSC code of ICICI Bank Limited, WORLD TRADE CENTER KHARADI branch in PUNE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is ICIC0002390. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the WORLD TRADE CENTER KHARADI branch, and detailed step-by-step guides for using the IFSC ICIC0002390 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC0002390 is the IFSC of ICICI Bank Limited's WORLD TRADE CENTER KHARADI branch. The format is fixed: ICIC = bank code, 0 = reserved, 002390 = branch identifier.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The World Trade Center Kharadi branch — IFSC ICIC0002390 — extends the bank's services to customers in and around Pune, Maharashtra.

Branch details at a glance

World Trade Center Kharadi branch overview

Located at ICICI BANK LTD., G.01/B, WORLD TRADE CENTER, TOWER 1, KHARADI, OPP EAON FREE ZONE, PUNE, MAHARASHTRA.411014, the World Trade Center Kharadi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0002390 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's WORLD TRADE CENTER KHARADI branch came to be assigned the code ICIC0002390.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0002390, money simply cannot be routed to the WORLD TRADE CENTER KHARADI branch electronically.

Products and account variants supported

Every account opened at the World Trade Center Kharadi branch is mapped to IFSC ICIC0002390 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0002390.

Products and services

Customers walking into the World Trade Center Kharadi branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0002390

How to transfer money using IFSC ICIC0002390

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0002390 across all three.

How to use IFSC ICIC0002390 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's WORLD TRADE CENTER KHARADI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC0002390.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as WORLD TRADE CENTER KHARADI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to WORLD TRADE CENTER KHARADI

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's WORLD TRADE CENTER KHARADI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0002390 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited WORLD TRADE CENTER KHARADI (IFSC ICIC0002390)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0002390 in your mobile or internet banking app, and the money is credited to the WORLD TRADE CENTER KHARADI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to World Trade Center Kharadi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0002390:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at WORLD TRADE CENTER KHARADI is still linked to IFSC ICIC0002390.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's WORLD TRADE CENTER KHARADI branch, the IFSC ICIC0002390 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC ICIC0002390

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the WORLD TRADE CENTER KHARADI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0002390 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the World Trade Center Kharadi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0002390 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC ICIC0002390

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – WORLD TRADE CENTER KHARADI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC0002390.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the World Trade Center Kharadi branch

The branch is located at ICICI BANK LTD., G.01/B, WORLD TRADE CENTER, TOWER 1, KHARADI, OPP EAON FREE ZONE, PUNE, MAHARASHTRA.411014, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited World Trade Center Kharadi branch” — the verified location pin for IFSC ICIC0002390 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9922991945 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0002390 and your account number.

Verifying IFSC ICIC0002390 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0002390 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9922991945.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The World Trade Center Kharadi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0002390, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC0002390 is the IFSC code of ICICI Bank Limited, WORLD TRADE CENTER KHARADI branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.