Use this page as a one-stop reference for everything related to ICICI Bank Limited's PONDAMADGAON RD, PONDA branch in PONDA, GOA. The branch's IFSC code ICIC0000210 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0000210 is the IFSC of ICICI Bank Limited's PONDAMADGAON RD, PONDA branch. The format is fixed: ICIC = bank code, 0 = reserved, 000210 = branch identifier.
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Pondamadgaon Rd, Ponda branch in Ponda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0000210.
About this branch
The branch is located at ICICI BANK LTD., SHOP NO G2G3, PADMAKAR COMPLEX, PONDA, GOA.403401. It serves the Ponda region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0000210 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Pondamadgaon Rd, Ponda |
| IFSC Code | ICIC0000210 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., SHOP NO G2G3, PADMAKAR COMPLEX, PONDA, GOA.403401 |
| City | Ponda |
| District | North Goa |
| State | Goa |
| STD Code | 91 |
| Phone | 9422434329 |
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PONDAMADGAON RD, PONDA of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0000210 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0000210 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0000210 and the account number together uniquely identify the Pondamadgaon Rd, Ponda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC ICIC0000210
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0000210 across all three.
How to use IFSC ICIC0000210 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's PONDAMADGAON RD, PONDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ICIC0000210.
- Confirm the bank name auto-populates as ICICI Bank Limited and the branch as PONDAMADGAON RD, PONDA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC ICIC0000210
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – PONDAMADGAON RD, PONDA, ensure your bank's portal accepts IFSC ICIC0000210 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – PONDAMADGAON RD, PONDA, use IMPS. With IFSC ICIC0000210 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Pondamadgaon Rd, Ponda
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0000210:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PONDAMADGAON RD, PONDA is still linked to IFSC ICIC0000210.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC ICIC0000210
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – PONDAMADGAON RD, PONDA is still mapped to IFSC ICIC0000210. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0000210 and the beneficiary's account number to complete the transfer.
Account types you can open at the Pondamadgaon Rd, Ponda branch
Once you have an account at ICICI Bank Limited – PONDAMADGAON RD, PONDA, the IFSC ICIC0000210 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Pondamadgaon Rd, Ponda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9422434329.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0000210
Online banking and IFSC ICIC0000210
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PONDAMADGAON RD, PONDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0000210 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Pondamadgaon Rd, Ponda branch sits at ICICI BANK LTD., SHOP NO G2G3, PADMAKAR COMPLEX, PONDA, GOA.403401. If you are travelling from outside Ponda, search for the branch on a maps application using the bank name and locality, or call 91-9422434329 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0000210 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – PONDAMADGAON RD, PONDA:
- The IFSC is exactly ICIC0000210 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and PONDAMADGAON RD, PONDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Pondamadgaon Rd, Ponda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0000210 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC ICIC0000210 for ICICI Bank Limited – PONDAMADGAON RD, PONDA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
ICICI Bank LimitedPondamadgaon Rd, Ponda Branch
ICICI BANK LTD., SHOP NO G2G3, PADMAKAR COMPLEX, PONDA, GOA.403401
Ponda, Goa
Phone: 91-9422434329
IFSC: ICIC0000210
Frequently asked questions
Where is ICICI Bank Limited Pondamadgaon Rd, Ponda branch located?
ICICI Bank Limited's Pondamadgaon Rd, Ponda branch is located at ICICI BANK LTD., SHOP NO G2G3, PADMAKAR COMPLEX, PONDA, GOA.403401, Ponda, Goa.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pondamadgaon Rd, Ponda branch but serve different purposes.
Does ICICI Bank Limited Pondamadgaon Rd, Ponda branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9422434329 to confirm.
How quickly will an NEFT transfer using ICIC0000210 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Pondamadgaon Rd, Ponda reflect within 30 minutes.
Is IFSC ICIC0000210 valid for NEFT and RTGS?
Yes. IFSC ICIC0000210 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add ICICI Bank Limited Pondamadgaon Rd, Ponda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0000210, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: ICIC0000210 is the IFSC code of ICICI Bank Limited, PONDAMADGAON RD, PONDA branch, in PONDA, GOA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


