This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, PEN branch in PEN. The 11-digit IFSC ICIC0003751 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the PEN location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for ICICI Bank Limited – PEN is ICIC0003751. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003751 map to this branch in PEN, MAHARASHTRA.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Pen |
| IFSC Code | ICIC0003751 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., VEER SAVARKAR MARG, ANTORA ROAD, OPP. MSEB, PEN, MAHARASHTRA.402107 |
| City | Pen |
| District | Raigad |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9607929974 |
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Pen branch in Pen. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0003751.
About the Pen branch
The Pen branch of ICICI Bank Limited is situated at ICICI BANK LTD., VEER SAVARKAR MARG, ANTORA ROAD, OPP. MSEB, PEN, MAHARASHTRA.402107. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0003751 is used.
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PEN of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0003751 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0003751 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC ICIC0003751
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003751 across all three.
How to use IFSC ICIC0003751 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's PEN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ICIC0003751.
- Confirm the bank name auto-populates as ICICI Bank Limited and the branch as PEN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC ICIC0003751
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – PEN, ensure your bank's portal accepts IFSC ICIC0003751 while registering the beneficiary. RTGS is also available 24x7.
IMPS to ICICI Bank Limited PEN (IFSC ICIC0003751)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0003751 in your mobile or internet banking app, and the money is credited to the PEN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0003751 for ICICI Bank Limited – PEN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0003751 | Yes – ICIC0003751 | Yes – ICIC0003751 |
For most retail customers crediting the Pen branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0003751
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – PEN is still mapped to IFSC ICIC0003751. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0003751 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Pen branch is mapped to IFSC ICIC0003751 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0003751.
Banking services available
The Pen branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9607929974.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0003751
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0003751 and the account number together uniquely identify the Pen branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Pen branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0003751 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC ICIC0003751
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – PEN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0003751. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Pen branch sits at ICICI BANK LTD., VEER SAVARKAR MARG, ANTORA ROAD, OPP. MSEB, PEN, MAHARASHTRA.402107. If you are travelling from outside Pen, search for the branch on a maps application using the bank name and locality, or call 91-9607929974 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0003751 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC ICIC0003751 for ICICI Bank Limited – PEN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pen branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0003751, however, work 24x7.
Branch address & contact
ICICI Bank LimitedPen Branch
ICICI BANK LTD., VEER SAVARKAR MARG, ANTORA ROAD, OPP. MSEB, PEN, MAHARASHTRA.402107
Pen, Maharashtra
Phone: 91-9607929974
IFSC: ICIC0003751
Frequently asked questions
Where is ICICI Bank Limited Pen branch located?
ICICI Bank Limited's Pen branch is located at ICICI BANK LTD., VEER SAVARKAR MARG, ANTORA ROAD, OPP. MSEB, PEN, MAHARASHTRA.402107, Pen, Maharashtra.
How do I add ICICI Bank Limited Pen as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0003751, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC ICIC0003751 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0003751 to send funds instantly.
What is the IFSC code of ICICI Bank Limited Pen branch?
The IFSC code of ICICI Bank Limited, Pen branch is ICIC0003751. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does ICICI Bank Limited Pen branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9607929974 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pen branch but serve different purposes.
Is IFSC ICIC0003751 the same for all accounts at Pen branch?
Yes. The IFSC ICIC0003751 is shared by every account held at ICICI Bank Limited's Pen branch. Only the account number changes from customer to customer.
Summary
The IFSC code ICIC0003751 belongs to ICICI Bank Limited's PEN branch, located at ICICI BANK LTD., VEER SAVARKAR MARG, ANTORA ROAD, OPP. MSEB, PEN,… in PEN, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
