If you are searching for the IFSC code of ICICI Bank Limited, MUDDEBIHAL branch in PEN, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is ICIC00SVSBN. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MUDDEBIHAL branch, and detailed step-by-step guides for using the IFSC ICIC00SVSBN across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For ICICI Bank Limited's MUDDEBIHAL branch, the IFSC ICIC00SVSBN breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 0SVSBN identifies this particular branch.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Muddebihal |
| IFSC Code | ICIC00SVSBN |
| MICR Code | Refer to cheque leaf |
| Branch Address | IFSC CODE TO BE ALLOTTED FOR SWAMI VIVEKANAND SAHAKARI BANK NIYAMIT NIDGUNDI |
| City | Pen |
| District | Bijapur |
| State | Karnataka |
| Phone | 8147947285 |
Bank profile
ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Muddebihal branch — IFSC ICIC00SVSBN — extends the bank's services to customers in and around Pen, Karnataka.
About the Muddebihal branch
The Muddebihal branch of ICICI Bank Limited is situated at IFSC CODE TO BE ALLOTTED FOR SWAMI VIVEKANAND SAHAKARI BANK NIYAMIT NIDGUNDI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC00SVSBN is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's MUDDEBIHAL branch came to be assigned the code ICIC00SVSBN.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC00SVSBN, money simply cannot be routed to the MUDDEBIHAL branch electronically.
How to transfer money using IFSC ICIC00SVSBN
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00SVSBN across all three.
How to use IFSC ICIC00SVSBN for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's MUDDEBIHAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ICIC00SVSBN.
- Confirm the bank name auto-populates as ICICI Bank Limited and the branch as MUDDEBIHAL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MUDDEBIHAL
If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's MUDDEBIHAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC00SVSBN while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – MUDDEBIHAL, use IMPS. With IFSC ICIC00SVSBN and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC00SVSBN for ICICI Bank Limited – MUDDEBIHAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC00SVSBN | Yes – ICIC00SVSBN | Yes – ICIC00SVSBN |
For most retail customers crediting the Muddebihal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's MUDDEBIHAL branch, the IFSC ICIC00SVSBN is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Muddebihal branch is mapped to IFSC ICIC00SVSBN on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC00SVSBN.
Products and services
Customers walking into the Muddebihal branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC00SVSBN
MICR & cheque-truncation details
Cheques drawn on the Muddebihal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC00SVSBN for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC ICIC00SVSBN
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MUDDEBIHAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC00SVSBN is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – MUDDEBIHAL:
- The IFSC is exactly ICIC00SVSBN with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and MUDDEBIHAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Muddebihal branch
The branch is located at IFSC CODE TO BE ALLOTTED FOR SWAMI VIVEKANAND SAHAKARI BANK NIYAMIT NIDGUNDI, which puts it inside Pen, the broader Bijapur district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Muddebihal branch” — the verified location pin for IFSC ICIC00SVSBN should appear at the top of the results.
- Confirm the branch is open by calling 8147947285 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC00SVSBN and your account number.
Verifying IFSC ICIC00SVSBN from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC00SVSBN by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8147947285.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Muddebihal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC00SVSBN, however, work 24x7.
Branch address & contact
ICICI Bank LimitedMuddebihal Branch
IFSC CODE TO BE ALLOTTED FOR SWAMI VIVEKANAND SAHAKARI BANK NIYAMIT NIDGUNDI
Pen, Karnataka
Phone: 8147947285
IFSC: ICIC00SVSBN
Frequently asked questions
How do I add ICICI Bank Limited Muddebihal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC00SVSBN, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC ICIC00SVSBN valid for NEFT and RTGS?
Yes. IFSC ICIC00SVSBN is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Muddebihal branch but serve different purposes.
Is IFSC ICIC00SVSBN the same for all accounts at Muddebihal branch?
Yes. The IFSC ICIC00SVSBN is shared by every account held at ICICI Bank Limited's Muddebihal branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using ICIC00SVSBN be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Muddebihal reflect within 30 minutes.
What is the phone number of ICICI Bank Limited Muddebihal branch?
You can reach the branch at 8147947285 during regular banking hours.
Final notes
To recap: ICIC00SVSBN is the IFSC code of ICICI Bank Limited, MUDDEBIHAL branch, in PEN, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
