IFSC Code of ICICI Bank Limited, Navimumbai-Kharghar Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, NAVIMUMBAI-KHARGHAR branch in PANVEL. The 11-digit IFSC ICIC0001030 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the NAVIMUMBAI-KHARGHAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – NAVIMUMBAI-KHARGHAR is ICIC0001030. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001030 map to this branch in PANVEL, MAHARASHTRA.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Navimumbai-Kharghar branch — IFSC ICIC0001030 — extends the bank's services to customers in and around Panvel, Maharashtra.

Branch details at a glance

About the Navimumbai-Kharghar branch

The Navimumbai-Kharghar branch of ICICI Bank Limited is situated at ICICI BANK LTD., SHOP NO. 1,2,3,4,5 & 6, GROUND FLOOR, NEELJEET SIDDHIVINAYAK HSG CHS, PLOT NO. 18, SECTOR 20, KHARGHAR, NAVI MUMBAI, TAL-PANVEL, DISTRICT RAIGAD, MAHARASHTRA-410210. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0001030 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's NAVIMUMBAI-KHARGHAR branch came to be assigned the code ICIC0001030.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0001030, money simply cannot be routed to the NAVIMUMBAI-KHARGHAR branch electronically.

Products and account variants supported

Every account opened at the Navimumbai-Kharghar branch is mapped to IFSC ICIC0001030 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0001030.

Products and services

Customers walking into the Navimumbai-Kharghar branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0001030

How to transfer money using IFSC ICIC0001030

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0001030 across all three.

NEFT to ICICI Bank Limited, NAVIMUMBAI-KHARGHAR using IFSC ICIC0001030

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0001030, and confirm that the system picks up ICICI Bank Limited – NAVIMUMBAI-KHARGHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ICIC0001030

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – NAVIMUMBAI-KHARGHAR, ensure your bank's portal accepts IFSC ICIC0001030 while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited NAVIMUMBAI-KHARGHAR (IFSC ICIC0001030)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0001030 in your mobile or internet banking app, and the money is credited to the NAVIMUMBAI-KHARGHAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0001030 for ICICI Bank Limited – NAVIMUMBAI-KHARGHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Navimumbai-Kharghar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's NAVIMUMBAI-KHARGHAR branch, the IFSC ICIC0001030 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Navimumbai-Kharghar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0001030 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Navimumbai-Kharghar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0001030 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – NAVIMUMBAI-KHARGHAR:

• The IFSC is exactly ICIC0001030 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and NAVIMUMBAI-KHARGHAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Navimumbai-Kharghar branch

The branch is located at ICICI BANK LTD., SHOP NO. 1,2,3,4,5 & 6, GROUND FLOOR, NEELJEET SIDDHIVINAYAK HSG CHS, PLOT NO. 18, SECTOR 20, KHARGHAR, NAVI MUMBAI, TAL-PANVEL, DISTRICT RAIGAD, MAHARASHTRA-410210, which puts it inside Panvel, the broader Raigad district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Navimumbai-Kharghar branch” — the verified location pin for IFSC ICIC0001030 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9561136006 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0001030 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0001030 for ICICI Bank Limited – NAVIMUMBAI-KHARGHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Navimumbai-Kharghar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0001030 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0001030 belongs to ICICI Bank Limited's NAVIMUMBAI-KHARGHAR branch, located at ICICI BANK LTD., SHOP NO. 1,2,3,4,5 & 6, GROUND FLOOR, NEELJEET SIDDHIVINAYAK… in PANVEL, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.