IFSC Code of ICICI Bank Limited, Pallavaramchromepet Branch, Tamil Nadu

If you are searching for the IFSC code of ICICI Bank Limited, PALLAVARAMCHROMEPET branch in PALLAVARAM, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is ICIC0003185. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PALLAVARAMCHROMEPET branch, and detailed step-by-step guides for using the IFSC ICIC0003185 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – PALLAVARAMCHROMEPET is ICIC0003185. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003185 map to this branch in PALLAVARAM, TAMIL NADU.

About ICICI Bank Limited

ICICI Bank Limited operates a wide network of branches across India, including the Pallavaramchromepet branch in Pallavaram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0003185.

About this branch

The branch is located at ICICI BANK LTD., NO.201, GST ROAD, CHROMPET, PALLAVARAM, TAMIL NADU.600044. It serves the Pallavaram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0003185 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's PALLAVARAMCHROMEPET branch came to be assigned the code ICIC0003185.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0003185, money simply cannot be routed to the PALLAVARAMCHROMEPET branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0003185 and the account number together uniquely identify the Pallavaramchromepet branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC ICIC0003185

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003185 across all three.

How to use IFSC ICIC0003185 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's PALLAVARAMCHROMEPET branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC0003185.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as PALLAVARAMCHROMEPET.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to PALLAVARAMCHROMEPET

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's PALLAVARAMCHROMEPET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0003185 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited PALLAVARAMCHROMEPET (IFSC ICIC0003185)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0003185 in your mobile or internet banking app, and the money is credited to the PALLAVARAMCHROMEPET branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Pallavaramchromepet

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0003185:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PALLAVARAMCHROMEPET is still linked to IFSC ICIC0003185.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's PALLAVARAMCHROMEPET branch, the IFSC ICIC0003185 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Pallavaramchromepet branch is mapped to IFSC ICIC0003185 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0003185.

Products and services

Customers walking into the Pallavaramchromepet branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0003185

Online banking and IFSC ICIC0003185

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PALLAVARAMCHROMEPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0003185 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Pallavaramchromepet branch sits at ICICI BANK LTD., NO.201, GST ROAD, CHROMPET, PALLAVARAM, TAMIL NADU.600044. If you are travelling from outside Pallavaram, search for the branch on a maps application using the bank name and locality, or call 91-9884150035 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0003185 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – PALLAVARAMCHROMEPET:

• The IFSC is exactly ICIC0003185 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and PALLAVARAMCHROMEPET as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pallavaramchromepet branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0003185, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0003185 for ICICI Bank Limited – PALLAVARAMCHROMEPET, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0003185 belongs to ICICI Bank Limited's PALLAVARAMCHROMEPET branch, located at ICICI BANK LTD., NO.201, GST ROAD, CHROMPET, PALLAVARAM, TAMIL NADU.600044 in PALLAVARAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.