Below are the complete branch details for ICICI Bank Limited, BHEUNRIA branch, located in PADAMPUR, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0003678. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0003678 for ICICI Bank Limited – BHEUNRIA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0003678 is the IFSC of ICICI Bank Limited's BHEUNRIA branch. The format is fixed: ICIC = bank code, 0 = reserved, 003678 = branch identifier.
Bank profile
ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bheunria branch — IFSC ICIC0003678 — extends the bank's services to customers in and around Padampur, Odisha.
About this branch
The branch is located at ICICI BANK LTD., BHEUNRIA, PADAMPUR, BARGARH, ODISHA.768036. It serves the Padampur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0003678 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Bheunria |
| IFSC Code | ICIC0003678 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., BHEUNRIA, PADAMPUR, BARGARH, ODISHA.768036 |
| City | Padampur |
| District | Bargarh |
| State | Odisha |
| STD Code | 91 |
| Phone | 7304915464 |
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHEUNRIA of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0003678 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0003678 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0003678 and the account number together uniquely identify the Bheunria branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC ICIC0003678
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003678 across all three.
NEFT to ICICI Bank Limited, BHEUNRIA using IFSC ICIC0003678
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0003678, and confirm that the system picks up ICICI Bank Limited – BHEUNRIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ICIC0003678
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – BHEUNRIA, ensure your bank's portal accepts IFSC ICIC0003678 while registering the beneficiary. RTGS is also available 24x7.
IMPS to ICICI Bank Limited BHEUNRIA (IFSC ICIC0003678)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0003678 in your mobile or internet banking app, and the money is credited to the BHEUNRIA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0003678 for ICICI Bank Limited – BHEUNRIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0003678 | Yes – ICIC0003678 | Yes – ICIC0003678 |
For most retail customers crediting the Bheunria branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0003678
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – BHEUNRIA is still mapped to IFSC ICIC0003678. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0003678 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bheunria branch is mapped to IFSC ICIC0003678 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0003678.
Banking services available
The Bheunria branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7304915464.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0003678
Online banking and IFSC ICIC0003678
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHEUNRIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0003678 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Bheunria branch
The branch is located at ICICI BANK LTD., BHEUNRIA, PADAMPUR, BARGARH, ODISHA.768036, which puts it inside Padampur, the broader Bargarh district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Bheunria branch” — the verified location pin for IFSC ICIC0003678 should appear at the top of the results.
- Confirm the branch is open by calling 91-7304915464 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0003678 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – BHEUNRIA:
- The IFSC is exactly ICIC0003678 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and BHEUNRIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Bheunria are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0003678 continue to work without interruption.
Verifying IFSC ICIC0003678 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0003678 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7304915464.
- Visiting the bank's official branch locator page.
Branch address & contact
ICICI Bank LimitedBheunria Branch
ICICI BANK LTD., BHEUNRIA, PADAMPUR, BARGARH, ODISHA.768036
Padampur, Odisha
Phone: 91-7304915464
IFSC: ICIC0003678
Frequently asked questions
What is the phone number of ICICI Bank Limited Bheunria branch?
You can reach the branch at 91-7304915464 during regular banking hours.
Can I use IFSC ICIC0003678 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0003678 to send funds instantly.
Is IFSC ICIC0003678 valid for NEFT and RTGS?
Yes. IFSC ICIC0003678 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add ICICI Bank Limited Bheunria as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0003678, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bheunria branch but serve different purposes.
Where is ICICI Bank Limited Bheunria branch located?
ICICI Bank Limited's Bheunria branch is located at ICICI BANK LTD., BHEUNRIA, PADAMPUR, BARGARH, ODISHA.768036, Padampur, Odisha.
Is IFSC ICIC0003678 the same for all accounts at Bheunria branch?
Yes. The IFSC ICIC0003678 is shared by every account held at ICICI Bank Limited's Bheunria branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using ICIC0003678 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Bheunria reflect within 30 minutes.
Final notes
To recap: ICIC0003678 is the IFSC code of ICICI Bank Limited, BHEUNRIA branch, in PADAMPUR, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
