IFSC Code of ICICI Bank Limited, Terna Nagari Sahakari Bank Ltd. Osmanabad Branch, Maharashtra

Below are the complete branch details for ICICI Bank Limited, TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD branch, located in OSMANABAD, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is ICIC00TNSBL. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC00TNSBL for ICICI Bank Limited – TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD branch, the IFSC ICIC00TNSBL breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 0TNSBL identifies this particular branch.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Terna Nagari Sahakari Bank Ltd. Osmanabad branch — IFSC ICIC00TNSBL — extends the bank's services to customers in and around Osmanabad, Maharashtra.

Branch details at a glance

Terna Nagari Sahakari Bank Ltd. Osmanabad branch overview

Located at GORE COMPLEX SAMATA NAGAR OSMANABD PIN 413501, the Terna Nagari Sahakari Bank Ltd. Osmanabad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC00TNSBL is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD branch came to be assigned the code ICIC00TNSBL.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC00TNSBL, money simply cannot be routed to the TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD branch electronically.

Products and account variants supported

Every account opened at the Terna Nagari Sahakari Bank Ltd. Osmanabad branch is mapped to IFSC ICIC00TNSBL on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC00TNSBL.

Products and services

Customers walking into the Terna Nagari Sahakari Bank Ltd. Osmanabad branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC00TNSBL

How to transfer money using IFSC ICIC00TNSBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00TNSBL across all three.

NEFT to ICICI Bank Limited, TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD using IFSC ICIC00TNSBL

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC00TNSBL, and confirm that the system picks up ICICI Bank Limited – TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC00TNSBL while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD, use IMPS. With IFSC ICIC00TNSBL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC00TNSBL for ICICI Bank Limited – TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Terna Nagari Sahakari Bank Ltd. Osmanabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC00TNSBL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD is still mapped to IFSC ICIC00TNSBL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC00TNSBL and the beneficiary's account number to complete the transfer.

Online banking and IFSC ICIC00TNSBL

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC00TNSBL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Terna Nagari Sahakari Bank Ltd. Osmanabad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC00TNSBL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD:

• The IFSC is exactly ICIC00TNSBL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Terna Nagari Sahakari Bank Ltd. Osmanabad branch

The branch is located at GORE COMPLEX SAMATA NAGAR OSMANABD PIN 413501, which puts it inside Osmanabad, the broader Osmanabad district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Terna Nagari Sahakari Bank Ltd. Osmanabad branch” — the verified location pin for IFSC ICIC00TNSBL should appear at the top of the results.
2. Confirm the branch is open by calling 2472-228807 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC00TNSBL and your account number.

Verifying IFSC ICIC00TNSBL from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC00TNSBL by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2472-228807.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Terna Nagari Sahakari Bank Ltd. Osmanabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC00TNSBL, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC00TNSBL is the IFSC code of ICICI Bank Limited, TERNA NAGARI SAHAKARI BANK LTD. OSMANABAD branch, in OSMANABAD, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.