Below are the complete branch details for ICICI Bank Limited, NOIDA branch, located in NOIDA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0003975. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0003975 for ICICI Bank Limited – NOIDA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For ICICI Bank Limited's NOIDA branch, the IFSC ICIC0003975 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 003975 identifies this particular branch.
About the bank
ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Noida branch in Noida, Uttar Pradesh is part of this network and uses the IFSC code ICIC0003975 for all electronic settlement.
About this branch
The branch is located at ICICI BANK LTD., SHOP NO. 6 AND 7, PLOT NO GH01B, SECTOR 78, NOIDA, DISTT GAUTAM BUDH NAGAR, UTTAR PRADESH.201301. It serves the Noida region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0003975 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Noida |
| IFSC Code | ICIC0003975 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., SHOP NO. 6 AND 7, PLOT NO GH01B, SECTOR 78, NOIDA, DISTT GAUTAM BUDH NAGAR, UTTAR PRADESH.201301 |
| City | Noida |
| District | Gautam Buddha Nagar |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 8826895387 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's NOIDA branch came to be assigned the code ICIC0003975.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0003975, money simply cannot be routed to the NOIDA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0003975 and the account number together uniquely identify the Noida branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC ICIC0003975
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003975 across all three.
How to use IFSC ICIC0003975 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's NOIDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ICIC0003975.
- Confirm the bank name auto-populates as ICICI Bank Limited and the branch as NOIDA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC ICIC0003975
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – NOIDA, ensure your bank's portal accepts IFSC ICIC0003975 while registering the beneficiary. RTGS is also available 24x7.
IMPS to ICICI Bank Limited NOIDA (IFSC ICIC0003975)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0003975 in your mobile or internet banking app, and the money is credited to the NOIDA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0003975 for ICICI Bank Limited – NOIDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0003975 | Yes – ICIC0003975 | Yes – ICIC0003975 |
For most retail customers crediting the Noida branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0003975
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – NOIDA is still mapped to IFSC ICIC0003975. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0003975 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Noida branch is mapped to IFSC ICIC0003975 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0003975.
Products and services
Customers walking into the Noida branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0003975
Online banking and IFSC ICIC0003975
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NOIDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0003975 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Noida branch
The branch is located at ICICI BANK LTD., SHOP NO. 6 AND 7, PLOT NO GH01B, SECTOR 78, NOIDA, DISTT GAUTAM BUDH NAGAR, UTTAR PRADESH.201301, which puts it inside Noida, the broader Gautam Buddha Nagar district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Noida branch” — the verified location pin for IFSC ICIC0003975 should appear at the top of the results.
- Confirm the branch is open by calling 91-8826895387 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0003975 and your account number.
Common mistakes to avoid when using IFSC ICIC0003975
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – NOIDA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0003975. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Noida branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0003975, however, work 24x7.
Verifying IFSC ICIC0003975 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0003975 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8826895387.
- Visiting the bank's official branch locator page.
Branch address & contact
ICICI Bank LimitedNoida Branch
ICICI BANK LTD., SHOP NO. 6 AND 7, PLOT NO GH01B, SECTOR 78, NOIDA, DISTT GAUTAM BUDH NAGAR, UTTAR PRADESH.201301
Noida, Uttar Pradesh
Phone: 91-8826895387
IFSC: ICIC0003975
Frequently asked questions
Where is ICICI Bank Limited Noida branch located?
ICICI Bank Limited's Noida branch is located at ICICI BANK LTD., SHOP NO. 6 AND 7, PLOT NO GH01B, SECTOR 78, NOIDA, DISTT GAUTAM BUDH NAGAR, UTTAR PRADESH.201301, Noida, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Noida branch but serve different purposes.
Does ICICI Bank Limited Noida branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8826895387 to confirm.
How quickly will an NEFT transfer using ICIC0003975 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Noida reflect within 30 minutes.
Is IFSC ICIC0003975 the same for all accounts at Noida branch?
Yes. The IFSC ICIC0003975 is shared by every account held at ICICI Bank Limited's Noida branch. Only the account number changes from customer to customer.
How do I add ICICI Bank Limited Noida as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0003975, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code ICIC0003975 belongs to ICICI Bank Limited's NOIDA branch, located at ICICI BANK LTD., SHOP NO. 6 AND 7, PLOT NO GH01B, SECTOR 78, NOIDA, DISTT… in NOIDA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
