IFSC Code of ICICI Bank Limited, The Niphad Urban Cooperative Bank Ltd Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, THE NIPHAD URBAN COOPERATIVE BANK LTD branch in NIPHAD. The 11-digit IFSC ICIC00TNUCB uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the THE NIPHAD URBAN COOPERATIVE BANK LTD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's THE NIPHAD URBAN COOPERATIVE BANK LTD branch, the IFSC ICIC00TNUCB breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 0TNUCB identifies this particular branch.

Branch details at a glance

About ICICI Bank Limited

ICICI Bank Limited operates a wide network of branches across India, including the The Niphad Urban Cooperative Bank Ltd branch in Niphad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC00TNUCB.

About the The Niphad Urban Cooperative Bank Ltd branch

The The Niphad Urban Cooperative Bank Ltd branch of ICICI Bank Limited is situated at NEW AURANGABAD ROAD,SHANTINAGAR,D LINE,NIPHAD,DIST NASHIK,422303. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC00TNUCB is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's THE NIPHAD URBAN COOPERATIVE BANK LTD branch came to be assigned the code ICIC00TNUCB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC00TNUCB, money simply cannot be routed to the THE NIPHAD URBAN COOPERATIVE BANK LTD branch electronically.

How to transfer money using IFSC ICIC00TNUCB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00TNUCB across all three.

NEFT to ICICI Bank Limited, THE NIPHAD URBAN COOPERATIVE BANK LTD using IFSC ICIC00TNUCB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC00TNUCB, and confirm that the system picks up ICICI Bank Limited – THE NIPHAD URBAN COOPERATIVE BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ICIC00TNUCB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – THE NIPHAD URBAN COOPERATIVE BANK LTD, ensure your bank's portal accepts IFSC ICIC00TNUCB while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited THE NIPHAD URBAN COOPERATIVE BANK LTD (IFSC ICIC00TNUCB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC00TNUCB in your mobile or internet banking app, and the money is credited to the THE NIPHAD URBAN COOPERATIVE BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Niphad Urban Cooperative Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC00TNUCB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE NIPHAD URBAN COOPERATIVE BANK LTD is still linked to IFSC ICIC00TNUCB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's THE NIPHAD URBAN COOPERATIVE BANK LTD branch, the IFSC ICIC00TNUCB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Niphad Urban Cooperative Bank Ltd branch is mapped to IFSC ICIC00TNUCB on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC00TNUCB.

Products and services

Customers walking into the The Niphad Urban Cooperative Bank Ltd branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC00TNUCB

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC00TNUCB and the account number together uniquely identify the The Niphad Urban Cooperative Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC ICIC00TNUCB

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE NIPHAD URBAN COOPERATIVE BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC00TNUCB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – THE NIPHAD URBAN COOPERATIVE BANK LTD:

• The IFSC is exactly ICIC00TNUCB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and THE NIPHAD URBAN COOPERATIVE BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Niphad Urban Cooperative Bank Ltd branch

The branch is located at NEW AURANGABAD ROAD,SHANTINAGAR,D LINE,NIPHAD,DIST NASHIK,422303, which puts it inside Niphad, the broader Nasik district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited The Niphad Urban Cooperative Bank Ltd branch” — the verified location pin for IFSC ICIC00TNUCB should appear at the top of the results.
2. Confirm the branch is open by calling 2550-240116 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC00TNUCB and your account number.

Verifying IFSC ICIC00TNUCB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC00TNUCB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2550-240116.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Niphad Urban Cooperative Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC00TNUCB continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC00TNUCB is the IFSC code of ICICI Bank Limited, THE NIPHAD URBAN COOPERATIVE BANK LTD branch, in NIPHAD, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.