IFSC Code of ICICI Bank Limited, Kalwa Industrial Estate Airoli Branch Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, KALWA INDUSTRIAL ESTATE AIROLI BRANCH branch in NEW BOMBAY. The 11-digit IFSC ICIC0003887 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the KALWA INDUSTRIAL ESTATE AIROLI BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC0003887 is the IFSC of ICICI Bank Limited's KALWA INDUSTRIAL ESTATE AIROLI BRANCH branch. The format is fixed: ICIC = bank code, 0 = reserved, 003887 = branch identifier.

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kalwa Industrial Estate Airoli Branch branch in New Bombay, Maharashtra is part of this network and uses the IFSC code ICIC0003887 for all electronic settlement.

About this branch

The branch is located at ICICI BANK LTD., UNIT 01, GROUND FLOOR, RELIABLE PLAZA, PLOT NO K10, KALWA INDUSTRIAL ESTATE, THANE.BELAPUR ROAD, AIROLI, NAVI MUMBAI.400708. It serves the New Bombay region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0003887 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's KALWA INDUSTRIAL ESTATE AIROLI BRANCH branch came to be assigned the code ICIC0003887.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0003887, money simply cannot be routed to the KALWA INDUSTRIAL ESTATE AIROLI BRANCH branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0003887 and the account number together uniquely identify the Kalwa Industrial Estate Airoli Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC ICIC0003887

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003887 across all three.

How to use IFSC ICIC0003887 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's KALWA INDUSTRIAL ESTATE AIROLI BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC0003887.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as KALWA INDUSTRIAL ESTATE AIROLI BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC ICIC0003887

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – KALWA INDUSTRIAL ESTATE AIROLI BRANCH, ensure your bank's portal accepts IFSC ICIC0003887 while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited KALWA INDUSTRIAL ESTATE AIROLI BRANCH (IFSC ICIC0003887)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0003887 in your mobile or internet banking app, and the money is credited to the KALWA INDUSTRIAL ESTATE AIROLI BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kalwa Industrial Estate Airoli Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0003887:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KALWA INDUSTRIAL ESTATE AIROLI BRANCH is still linked to IFSC ICIC0003887.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's KALWA INDUSTRIAL ESTATE AIROLI BRANCH branch, the IFSC ICIC0003887 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Kalwa Industrial Estate Airoli Branch branch is mapped to IFSC ICIC0003887 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0003887.

Products and services

Customers walking into the Kalwa Industrial Estate Airoli Branch branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0003887

Digital banking channels

Most day-to-day work that customers used to do at the Kalwa Industrial Estate Airoli Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0003887 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Kalwa Industrial Estate Airoli Branch branch sits at ICICI BANK LTD., UNIT 01, GROUND FLOOR, RELIABLE PLAZA, PLOT NO K10, KALWA INDUSTRIAL ESTATE, THANE.BELAPUR ROAD, AIROLI, NAVI MUMBAI.400708. If you are travelling from outside New Bombay, search for the branch on a maps application using the bank name and locality, or call 91-9967387375 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0003887 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – KALWA INDUSTRIAL ESTATE AIROLI BRANCH:

• The IFSC is exactly ICIC0003887 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and KALWA INDUSTRIAL ESTATE AIROLI BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kalwa Industrial Estate Airoli Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0003887, however, work 24x7.

Verifying IFSC ICIC0003887 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0003887 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9967387375.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0003887 belongs to ICICI Bank Limited's KALWA INDUSTRIAL ESTATE AIROLI BRANCH branch, located at ICICI BANK LTD., UNIT 01, GROUND FLOOR, RELIABLE PLAZA, PLOT NO K10, KALWA… in NEW BOMBAY, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.