IFSC Code of ICICI Bank Limited, The Chandwad Merchant S Coop Bank Ltd Branch, Maharashtra

Below are the complete branch details for ICICI Bank Limited, THE CHANDWAD MERCHANT S COOP BANK LTD branch, located in NASHIK, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is ICIC00CMCBL. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC00CMCBL for ICICI Bank Limited – THE CHANDWAD MERCHANT S COOP BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC00CMCBL is the IFSC of ICICI Bank Limited's THE CHANDWAD MERCHANT S COOP BANK LTD branch. The format is fixed: ICIC = bank code, 0 = reserved, 0CMCBL = branch identifier.

Branch details at a glance

About ICICI Bank Limited

ICICI Bank Limited operates a wide network of branches across India, including the The Chandwad Merchant S Coop Bank Ltd branch in Nashik. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC00CMCBL.

The Chandwad Merchant S Coop Bank Ltd branch overview

Located at KAMDHENU SHRIRAM ROAD CHANDWAD DISTRICT NASHIK 423101, the The Chandwad Merchant S Coop Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC00CMCBL is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's THE CHANDWAD MERCHANT S COOP BANK LTD branch came to be assigned the code ICIC00CMCBL.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC00CMCBL, money simply cannot be routed to the THE CHANDWAD MERCHANT S COOP BANK LTD branch electronically.

How to transfer money using IFSC ICIC00CMCBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00CMCBL across all three.

NEFT to ICICI Bank Limited, THE CHANDWAD MERCHANT S COOP BANK LTD using IFSC ICIC00CMCBL

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC00CMCBL, and confirm that the system picks up ICICI Bank Limited – THE CHANDWAD MERCHANT S COOP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ICIC00CMCBL

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – THE CHANDWAD MERCHANT S COOP BANK LTD, ensure your bank's portal accepts IFSC ICIC00CMCBL while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited THE CHANDWAD MERCHANT S COOP BANK LTD (IFSC ICIC00CMCBL)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC00CMCBL in your mobile or internet banking app, and the money is credited to the THE CHANDWAD MERCHANT S COOP BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Chandwad Merchant S Coop Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC00CMCBL:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE CHANDWAD MERCHANT S COOP BANK LTD is still linked to IFSC ICIC00CMCBL.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ICIC00CMCBL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – THE CHANDWAD MERCHANT S COOP BANK LTD is still mapped to IFSC ICIC00CMCBL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC00CMCBL and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Chandwad Merchant S Coop Bank Ltd branch is mapped to IFSC ICIC00CMCBL on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC00CMCBL.

Banking services available

The The Chandwad Merchant S Coop Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2556-252278.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC00CMCBL

MICR & cheque-truncation details

Cheques drawn on the The Chandwad Merchant S Coop Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC00CMCBL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the The Chandwad Merchant S Coop Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC00CMCBL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – THE CHANDWAD MERCHANT S COOP BANK LTD:

• The IFSC is exactly ICIC00CMCBL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and THE CHANDWAD MERCHANT S COOP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Chandwad Merchant S Coop Bank Ltd branch sits at KAMDHENU SHRIRAM ROAD CHANDWAD DISTRICT NASHIK 423101. If you are travelling from outside Nashik, search for the branch on a maps application using the bank name and locality, or call 2556-252278 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC00CMCBL and your account number.

Verifying IFSC ICIC00CMCBL from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC00CMCBL by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2556-252278.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Chandwad Merchant S Coop Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC00CMCBL continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC00CMCBL belongs to ICICI Bank Limited's THE CHANDWAD MERCHANT S COOP BANK LTD branch, located at KAMDHENU SHRIRAM ROAD CHANDWAD DISTRICT NASHIK 423101 in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.