This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, RUI branch in NASHIK. The 11-digit IFSC ICIC0008224 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the RUI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0008224 is the IFSC of ICICI Bank Limited's RUI branch. The format is fixed: ICIC = bank code, 0 = reserved, 008224 = branch identifier.
Bank profile
ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Rui branch — IFSC ICIC0008224 — extends the bank's services to customers in and around Nashik, Maharashtra.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Rui |
| IFSC Code | ICIC0008224 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD GROUND FLOOE SHOP NO 1 AT POST RUI TAL NIPHAD DIST NASHIK 422305 |
| City | Nashik |
| District | Nasik |
| State | Maharashtra |
About the Rui branch
The Rui branch of ICICI Bank Limited is situated at ICICI BANK LTD GROUND FLOOE SHOP NO 1 AT POST RUI TAL NIPHAD DIST NASHIK 422305. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0008224 is used.
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RUI of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0008224 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0008224 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Rui branch is mapped to IFSC ICIC0008224 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0008224.
Banking services available
The Rui branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0008224
How to transfer money using IFSC ICIC0008224
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0008224 across all three.
NEFT to ICICI Bank Limited, RUI using IFSC ICIC0008224
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0008224, and confirm that the system picks up ICICI Bank Limited – RUI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ICIC0008224
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – RUI, ensure your bank's portal accepts IFSC ICIC0008224 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – RUI, use IMPS. With IFSC ICIC0008224 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0008224 for ICICI Bank Limited – RUI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0008224 | Yes – ICIC0008224 | Yes – ICIC0008224 |
For most retail customers crediting the Rui branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0008224
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – RUI is still mapped to IFSC ICIC0008224. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0008224 and the beneficiary's account number to complete the transfer.
Online banking and IFSC ICIC0008224
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the RUI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0008224 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0008224 and the account number together uniquely identify the Rui branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – RUI:
- The IFSC is exactly ICIC0008224 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and RUI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Rui branch
The branch is located at ICICI BANK LTD GROUND FLOOE SHOP NO 1 AT POST RUI TAL NIPHAD DIST NASHIK 422305, which puts it inside Nashik, the broader Nasik district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Rui branch” — the verified location pin for IFSC ICIC0008224 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0008224 and your account number.
Verifying IFSC ICIC0008224 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0008224 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rui branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0008224, however, work 24x7.
Branch address & contact
ICICI Bank LimitedRui Branch
ICICI BANK LTD GROUND FLOOE SHOP NO 1 AT POST RUI TAL NIPHAD DIST NASHIK 422305
Nashik, Maharashtra
Phone: the branch contact number
IFSC: ICIC0008224
Frequently asked questions
Where is ICICI Bank Limited Rui branch located?
ICICI Bank Limited's Rui branch is located at ICICI BANK LTD GROUND FLOOE SHOP NO 1 AT POST RUI TAL NIPHAD DIST NASHIK 422305, Nashik, Maharashtra.
Can I use IFSC ICIC0008224 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0008224 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rui branch but serve different purposes.
Is IFSC ICIC0008224 the same for all accounts at Rui branch?
Yes. The IFSC ICIC0008224 is shared by every account held at ICICI Bank Limited's Rui branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using ICIC0008224 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Rui reflect within 30 minutes.
What is the phone number of ICICI Bank Limited Rui branch?
You can reach the branch at the branch contact number during regular banking hours.
Final notes
To recap: ICIC0008224 is the IFSC code of ICICI Bank Limited, RUI branch, in NASHIK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
