Below are the complete branch details for ICICI Bank Limited, NARWAD branch, located in NARWAD, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0006399. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0006399 for ICICI Bank Limited – NARWAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0006399 is the IFSC of ICICI Bank Limited's NARWAD branch. The format is fixed: ICIC = bank code, 0 = reserved, 006399 = branch identifier.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Narwad |
| IFSC Code | ICIC0006399 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., 271,SARASWATI WACHNALAYA BLDG,NARWAD,TEH.MIRAJ.416409 |
| City | Narwad |
| District | Sangli |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9168684628 |
About the bank
ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Narwad branch in Narwad, Maharashtra is part of this network and uses the IFSC code ICIC0006399 for all electronic settlement.
About the Narwad branch
The Narwad branch of ICICI Bank Limited is situated at ICICI BANK LTD., 271,SARASWATI WACHNALAYA BLDG,NARWAD,TEH.MIRAJ.416409. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0006399 is used.
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NARWAD of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0006399 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0006399 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC ICIC0006399
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0006399 across all three.
NEFT to ICICI Bank Limited, NARWAD using IFSC ICIC0006399
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0006399, and confirm that the system picks up ICICI Bank Limited – NARWAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ICIC0006399
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – NARWAD, ensure your bank's portal accepts IFSC ICIC0006399 while registering the beneficiary. RTGS is also available 24x7.
IMPS to ICICI Bank Limited NARWAD (IFSC ICIC0006399)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0006399 in your mobile or internet banking app, and the money is credited to the NARWAD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Narwad
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0006399:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NARWAD is still linked to IFSC ICIC0006399.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's NARWAD branch, the IFSC ICIC0006399 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Narwad branch is mapped to IFSC ICIC0006399 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0006399.
Products and services
Customers walking into the Narwad branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0006399
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0006399 and the account number together uniquely identify the Narwad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC ICIC0006399
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NARWAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0006399 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – NARWAD:
- The IFSC is exactly ICIC0006399 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and NARWAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Narwad branch sits at ICICI BANK LTD., 271,SARASWATI WACHNALAYA BLDG,NARWAD,TEH.MIRAJ.416409. If you are travelling from outside Narwad, search for the branch on a maps application using the bank name and locality, or call 91-9168684628 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0006399 and your account number.
Verifying IFSC ICIC0006399 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0006399 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9168684628.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Narwad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0006399, however, work 24x7.
Branch address & contact
ICICI Bank LimitedNarwad Branch
ICICI BANK LTD., 271,SARASWATI WACHNALAYA BLDG,NARWAD,TEH.MIRAJ.416409
Narwad, Maharashtra
Phone: 91-9168684628
IFSC: ICIC0006399
Frequently asked questions
Does ICICI Bank Limited Narwad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9168684628 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Narwad branch but serve different purposes.
What is the phone number of ICICI Bank Limited Narwad branch?
You can reach the branch at 91-9168684628 during regular banking hours.
Is IFSC ICIC0006399 the same for all accounts at Narwad branch?
Yes. The IFSC ICIC0006399 is shared by every account held at ICICI Bank Limited's Narwad branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using ICIC0006399 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Narwad reflect within 30 minutes.
How do I add ICICI Bank Limited Narwad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0006399, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of ICICI Bank Limited Narwad branch?
The IFSC code of ICICI Bank Limited, Narwad branch is ICIC0006399. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: ICIC0006399 is the IFSC code of ICICI Bank Limited, NARWAD branch, in NARWAD, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
