IFSC Code of ICICI Bank Limited, Arazi Narayanpur Lalgola Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, ARAZI NARAYANPUR LALGOLA branch in MURSHIDABAD. The 11-digit IFSC ICIC0005207 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the ARAZI NARAYANPUR LALGOLA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – ARAZI NARAYANPUR LALGOLA is ICIC0005207. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005207 map to this branch in MURSHIDABAD, WEST BENGAL.

Branch details at a glance

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Arazi Narayanpur Lalgola branch — IFSC ICIC0005207 — extends the bank's services to customers in and around Murshidabad, West Bengal.

Arazi Narayanpur Lalgola branch overview

Located at DAG NO. 1785, J.L. NO.74, KHATIAN NO.9488,VILLAGE ARAZI NARAYANPUR, RAMCHANDRAPUR GRAMPANCHAYAT, LALGOLA, the Arazi Narayanpur Lalgola branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0005207 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's ARAZI NARAYANPUR LALGOLA branch came to be assigned the code ICIC0005207.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0005207, money simply cannot be routed to the ARAZI NARAYANPUR LALGOLA branch electronically.

How to transfer money using IFSC ICIC0005207

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0005207 across all three.

How to use IFSC ICIC0005207 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's ARAZI NARAYANPUR LALGOLA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC0005207.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as ARAZI NARAYANPUR LALGOLA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ARAZI NARAYANPUR LALGOLA

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's ARAZI NARAYANPUR LALGOLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0005207 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – ARAZI NARAYANPUR LALGOLA, use IMPS. With IFSC ICIC0005207 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Arazi Narayanpur Lalgola

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0005207:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ARAZI NARAYANPUR LALGOLA is still linked to IFSC ICIC0005207.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's ARAZI NARAYANPUR LALGOLA branch, the IFSC ICIC0005207 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Arazi Narayanpur Lalgola branch is mapped to IFSC ICIC0005207 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0005207.

Banking services available

The Arazi Narayanpur Lalgola branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0005207

MICR & cheque-truncation details

Cheques drawn on the Arazi Narayanpur Lalgola branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0005207 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC ICIC0005207

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ARAZI NARAYANPUR LALGOLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0005207 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – ARAZI NARAYANPUR LALGOLA:

• The IFSC is exactly ICIC0005207 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and ARAZI NARAYANPUR LALGOLA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Arazi Narayanpur Lalgola branch sits at DAG NO. 1785, J.L. NO.74, KHATIAN NO.9488,VILLAGE ARAZI NARAYANPUR, RAMCHANDRAPUR GRAMPANCHAYAT, LALGOLA. If you are travelling from outside Murshidabad, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0005207 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0005207 for ICICI Bank Limited – ARAZI NARAYANPUR LALGOLA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Arazi Narayanpur Lalgola branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0005207, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0005207 belongs to ICICI Bank Limited's ARAZI NARAYANPUR LALGOLA branch, located at DAG NO. 1785, J.L. NO.74, KHATIAN NO.9488,VILLAGE ARAZI NARAYANPUR,… in MURSHIDABAD, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.