Use this page as a one-stop reference for everything related to ICICI Bank Limited's PEDDER ROAD branch in MUMBAI, MAHARASHTRA. The branch's IFSC code ICIC0000537 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for ICICI Bank Limited – PEDDER ROAD is ICIC0000537. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000537 map to this branch in MUMBAI, MAHARASHTRA.
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Pedder Road branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0000537.
About this branch
The branch is located at ICICI BANK LTD., POORNIMA APARTMENTS,PEDDER ROAD,MUMBAI.400026. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0000537 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Pedder Road |
| IFSC Code | ICIC0000537 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., POORNIMA APARTMENTS,PEDDER ROAD,MUMBAI.400026 |
| City | Mumbai |
| District | Greater Bombay |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9321276844 |
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PEDDER ROAD of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0000537 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0000537 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Pedder Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0000537 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC ICIC0000537
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0000537 across all three.
NEFT to ICICI Bank Limited, PEDDER ROAD using IFSC ICIC0000537
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0000537, and confirm that the system picks up ICICI Bank Limited – PEDDER ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PEDDER ROAD
If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's PEDDER ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0000537 while initiating the transfer and the credit will appear within minutes.
IMPS to ICICI Bank Limited PEDDER ROAD (IFSC ICIC0000537)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0000537 in your mobile or internet banking app, and the money is credited to the PEDDER ROAD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Pedder Road
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0000537:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PEDDER ROAD is still linked to IFSC ICIC0000537.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC ICIC0000537
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – PEDDER ROAD is still mapped to IFSC ICIC0000537. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0000537 and the beneficiary's account number to complete the transfer.
Account types you can open at the Pedder Road branch
Once you have an account at ICICI Bank Limited – PEDDER ROAD, the IFSC ICIC0000537 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Pedder Road branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0000537
Digital banking channels
Most day-to-day work that customers used to do at the Pedder Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0000537 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Pedder Road branch
The branch is located at ICICI BANK LTD., POORNIMA APARTMENTS,PEDDER ROAD,MUMBAI.400026, which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Pedder Road branch” — the verified location pin for IFSC ICIC0000537 should appear at the top of the results.
- Confirm the branch is open by calling 91-9321276844 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0000537 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – PEDDER ROAD:
- The IFSC is exactly ICIC0000537 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and PEDDER ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Pedder Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0000537 continue to work without interruption.
Verifying IFSC ICIC0000537 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0000537 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9321276844.
- Visiting the bank's official branch locator page.
Branch address & contact
ICICI Bank LimitedPedder Road Branch
ICICI BANK LTD., POORNIMA APARTMENTS,PEDDER ROAD,MUMBAI.400026
Mumbai, Maharashtra
Phone: 91-9321276844
IFSC: ICIC0000537
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pedder Road branch but serve different purposes.
What is the IFSC code of ICICI Bank Limited Pedder Road branch?
The IFSC code of ICICI Bank Limited, Pedder Road branch is ICIC0000537. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of ICICI Bank Limited Pedder Road branch?
You can reach the branch at 91-9321276844 during regular banking hours.
How quickly will an NEFT transfer using ICIC0000537 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Pedder Road reflect within 30 minutes.
Can I use IFSC ICIC0000537 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0000537 to send funds instantly.
Is IFSC ICIC0000537 the same for all accounts at Pedder Road branch?
Yes. The IFSC ICIC0000537 is shared by every account held at ICICI Bank Limited's Pedder Road branch. Only the account number changes from customer to customer.
Is IFSC ICIC0000537 valid for NEFT and RTGS?
Yes. IFSC ICIC0000537 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: ICIC0000537 is the IFSC code of ICICI Bank Limited, PEDDER ROAD branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


