IFSC Code of ICICI Bank Limited, Mumbaicurry Road, Maharashtra Branch, Maharashtra

If you are searching for the IFSC code of ICICI Bank Limited, MUMBAICURRY ROAD, MAHARASHTRA branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is ICIC0001243. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MUMBAICURRY ROAD, MAHARASHTRA branch, and detailed step-by-step guides for using the IFSC ICIC0001243 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – MUMBAICURRY ROAD, MAHARASHTRA is ICIC0001243. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001243 map to this branch in MUMBAI, MAHARASHTRA.

About ICICI Bank Limited

ICICI Bank Limited operates a wide network of branches across India, including the Mumbaicurry Road, Maharashtra branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0001243.

Mumbaicurry Road, Maharashtra branch overview

Located at ICICI BANK LTD., SHOP NO. 2,4,5 CENTRE POINT BUILDING, BABA SAHEB AMBEDKAR ROAD, CURRY ROAD, MUMBAI MAHARASHTRA.400012, the Mumbaicurry Road, Maharashtra branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0001243 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUMBAICURRY ROAD, MAHARASHTRA of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0001243 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0001243 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Mumbaicurry Road, Maharashtra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0001243 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC ICIC0001243

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0001243 across all three.

How to use IFSC ICIC0001243 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's MUMBAICURRY ROAD, MAHARASHTRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC0001243.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as MUMBAICURRY ROAD, MAHARASHTRA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MUMBAICURRY ROAD, MAHARASHTRA

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's MUMBAICURRY ROAD, MAHARASHTRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0001243 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – MUMBAICURRY ROAD, MAHARASHTRA, use IMPS. With IFSC ICIC0001243 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Mumbaicurry Road, Maharashtra

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0001243:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUMBAICURRY ROAD, MAHARASHTRA is still linked to IFSC ICIC0001243.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's MUMBAICURRY ROAD, MAHARASHTRA branch, the IFSC ICIC0001243 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Mumbaicurry Road, Maharashtra branch

Once you have an account at ICICI Bank Limited – MUMBAICURRY ROAD, MAHARASHTRA, the IFSC ICIC0001243 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Mumbaicurry Road, Maharashtra branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0001243

Online banking and IFSC ICIC0001243

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MUMBAICURRY ROAD, MAHARASHTRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0001243 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Mumbaicurry Road, Maharashtra branch sits at ICICI BANK LTD., SHOP NO. 2,4,5 CENTRE POINT BUILDING, BABA SAHEB AMBEDKAR ROAD, CURRY ROAD, MUMBAI MAHARASHTRA.400012. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 91-9731208873 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0001243 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – MUMBAICURRY ROAD, MAHARASHTRA:

• The IFSC is exactly ICIC0001243 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and MUMBAICURRY ROAD, MAHARASHTRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mumbaicurry Road, Maharashtra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0001243, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0001243 for ICICI Bank Limited – MUMBAICURRY ROAD, MAHARASHTRA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0001243 belongs to ICICI Bank Limited's MUMBAICURRY ROAD, MAHARASHTRA branch, located at ICICI BANK LTD., SHOP NO. 2,4,5 CENTRE POINT BUILDING, BABA SAHEB AMBEDKAR… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.