IFSC Code of ICICI Bank Limited, Mumbaiborivali Saibaba Nagar, Maharashtra Branch, Maharashtra

Below are the complete branch details for ICICI Bank Limited, MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0001232. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0001232 for ICICI Bank Limited – MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC0001232 is the IFSC of ICICI Bank Limited's MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA branch. The format is fixed: ICIC = bank code, 0 = reserved, 001232 = branch identifier.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Mumbaiborivali Saibaba Nagar, Maharashtra branch — IFSC ICIC0001232 — extends the bank's services to customers in and around Mumbai, Maharashtra.

Branch details at a glance

About this branch

The branch is located at ICICI BANK LTD., P T OFFICIALS CHS LTD, BHUVNEHWARI, PLOT NO 18 OF VILLAGE TALUKA BORIVALI, RAMNAGAR, SAIBABANAGAR, BORIVALI WEST, MUMBAI MAHARASHTRA.400092. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0001232 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA branch came to be assigned the code ICIC0001232.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0001232, money simply cannot be routed to the MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA branch electronically.

Account types you can open at the Mumbaiborivali Saibaba Nagar, Maharashtra branch

Once you have an account at ICICI Bank Limited – MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA, the IFSC ICIC0001232 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Mumbaiborivali Saibaba Nagar, Maharashtra branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0001232

How to transfer money using IFSC ICIC0001232

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0001232 across all three.

How to use IFSC ICIC0001232 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC0001232.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0001232 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA, use IMPS. With IFSC ICIC0001232 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0001232 for ICICI Bank Limited – MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mumbaiborivali Saibaba Nagar, Maharashtra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC0001232

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA is still mapped to IFSC ICIC0001232. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0001232 and the beneficiary's account number to complete the transfer.

Online banking and IFSC ICIC0001232

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0001232 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Mumbaiborivali Saibaba Nagar, Maharashtra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0001232 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC ICIC0001232

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC0001232.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Mumbaiborivali Saibaba Nagar, Maharashtra branch

The branch is located at ICICI BANK LTD., P T OFFICIALS CHS LTD, BHUVNEHWARI, PLOT NO 18 OF VILLAGE TALUKA BORIVALI, RAMNAGAR, SAIBABANAGAR, BORIVALI WEST, MUMBAI MAHARASHTRA.400092, which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Mumbaiborivali Saibaba Nagar, Maharashtra branch” — the verified location pin for IFSC ICIC0001232 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9930571789 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0001232 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0001232 for ICICI Bank Limited – MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mumbaiborivali Saibaba Nagar, Maharashtra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0001232 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0001232 belongs to ICICI Bank Limited's MUMBAIBORIVALI SAIBABA NAGAR, MAHARASHTRA branch, located at ICICI BANK LTD., P T OFFICIALS CHS LTD, BHUVNEHWARI, PLOT NO 18 OF VILLAGE… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.