IFSC Code of ICICI Bank Limited, Mumbai Andheri Veera Desai Road, Maharashtra Branch, Maharashtra

Below are the complete branch details for ICICI Bank Limited, MUMBAI ANDHERI VEERA DESAI ROAD, MAHARASHTRA branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0001225. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0001225 for ICICI Bank Limited – MUMBAI ANDHERI VEERA DESAI ROAD, MAHARASHTRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's MUMBAI ANDHERI VEERA DESAI ROAD, MAHARASHTRA branch, the IFSC ICIC0001225 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 001225 identifies this particular branch.

Branch details at a glance

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Mumbai Andheri Veera Desai Road, Maharashtra branch — IFSC ICIC0001225 — extends the bank's services to customers in and around Mumbai, Maharashtra.

About the Mumbai Andheri Veera Desai Road, Maharashtra branch

The Mumbai Andheri Veera Desai Road, Maharashtra branch of ICICI Bank Limited is situated at ICICI BANK LTD., SHOP NO.7, BHARAT APT., VEERA DESAI ROAD, ANDHERI W, MUMBAI MAHARASHTRA.400058. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0001225 is used.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUMBAI ANDHERI VEERA DESAI ROAD, MAHARASHTRA of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0001225 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0001225 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ICIC0001225

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0001225 across all three.

NEFT to ICICI Bank Limited, MUMBAI ANDHERI VEERA DESAI ROAD, MAHARASHTRA using IFSC ICIC0001225

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0001225, and confirm that the system picks up ICICI Bank Limited – MUMBAI ANDHERI VEERA DESAI ROAD, MAHARASHTRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ICIC0001225

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – MUMBAI ANDHERI VEERA DESAI ROAD, MAHARASHTRA, ensure your bank's portal accepts IFSC ICIC0001225 while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited MUMBAI ANDHERI VEERA DESAI ROAD, MAHARASHTRA (IFSC ICIC0001225)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0001225 in your mobile or internet banking app, and the money is credited to the MUMBAI ANDHERI VEERA DESAI ROAD, MAHARASHTRA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mumbai Andheri Veera Desai Road, Maharashtra

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0001225:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUMBAI ANDHERI VEERA DESAI ROAD, MAHARASHTRA is still linked to IFSC ICIC0001225.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's MUMBAI ANDHERI VEERA DESAI ROAD, MAHARASHTRA branch, the IFSC ICIC0001225 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Mumbai Andheri Veera Desai Road, Maharashtra branch

Once you have an account at ICICI Bank Limited – MUMBAI ANDHERI VEERA DESAI ROAD, MAHARASHTRA, the IFSC ICIC0001225 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Mumbai Andheri Veera Desai Road, Maharashtra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8655138707.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0001225

MICR & cheque-truncation details

Cheques drawn on the Mumbai Andheri Veera Desai Road, Maharashtra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0001225 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Mumbai Andheri Veera Desai Road, Maharashtra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0001225 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC ICIC0001225

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – MUMBAI ANDHERI VEERA DESAI ROAD, MAHARASHTRA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC0001225.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Mumbai Andheri Veera Desai Road, Maharashtra branch sits at ICICI BANK LTD., SHOP NO.7, BHARAT APT., VEERA DESAI ROAD, ANDHERI W, MUMBAI MAHARASHTRA.400058. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 91-8655138707 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0001225 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0001225 for ICICI Bank Limited – MUMBAI ANDHERI VEERA DESAI ROAD, MAHARASHTRA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mumbai Andheri Veera Desai Road, Maharashtra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0001225 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0001225 belongs to ICICI Bank Limited's MUMBAI ANDHERI VEERA DESAI ROAD, MAHARASHTRA branch, located at ICICI BANK LTD., SHOP NO.7, BHARAT APT., VEERA DESAI ROAD, ANDHERI W, MUMBAI… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.