IFSC Code of ICICI Bank Limited, Kandivalithakur Complex, Mumbai Branch, Maharashtra

Use this page as a one-stop reference for everything related to ICICI Bank Limited's KANDIVALITHAKUR COMPLEX, MUMBAI branch in MUMBAI, MAHARASHTRA. The branch's IFSC code ICIC0001074 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – KANDIVALITHAKUR COMPLEX, MUMBAI is ICIC0001074. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001074 map to this branch in MUMBAI, MAHARASHTRA.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kandivalithakur Complex, Mumbai branch — IFSC ICIC0001074 — extends the bank's services to customers in and around Mumbai, Maharashtra.

Branch details at a glance

Kandivalithakur Complex, Mumbai branch overview

Located at ICICI BANK LTD., SHOP NO. 54 AND 55, SCM SPORTS CLUB, SARAF CHAUDHARY NAGAR, NEXT TO ICICI DIRECT, THAKUR COMPLEX, KANDIVALI E, MUMBAI.400101, the Kandivalithakur Complex, Mumbai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0001074 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's KANDIVALITHAKUR COMPLEX, MUMBAI branch came to be assigned the code ICIC0001074.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0001074, money simply cannot be routed to the KANDIVALITHAKUR COMPLEX, MUMBAI branch electronically.

Products and account variants supported

Every account opened at the Kandivalithakur Complex, Mumbai branch is mapped to IFSC ICIC0001074 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0001074.

Products and services

Customers walking into the Kandivalithakur Complex, Mumbai branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0001074

How to transfer money using IFSC ICIC0001074

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0001074 across all three.

NEFT to ICICI Bank Limited, KANDIVALITHAKUR COMPLEX, MUMBAI using IFSC ICIC0001074

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0001074, and confirm that the system picks up ICICI Bank Limited – KANDIVALITHAKUR COMPLEX, MUMBAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KANDIVALITHAKUR COMPLEX, MUMBAI

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's KANDIVALITHAKUR COMPLEX, MUMBAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0001074 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited KANDIVALITHAKUR COMPLEX, MUMBAI (IFSC ICIC0001074)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0001074 in your mobile or internet banking app, and the money is credited to the KANDIVALITHAKUR COMPLEX, MUMBAI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kandivalithakur Complex, Mumbai

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0001074:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KANDIVALITHAKUR COMPLEX, MUMBAI is still linked to IFSC ICIC0001074.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's KANDIVALITHAKUR COMPLEX, MUMBAI branch, the IFSC ICIC0001074 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC ICIC0001074

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KANDIVALITHAKUR COMPLEX, MUMBAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0001074 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0001074 and the account number together uniquely identify the Kandivalithakur Complex, Mumbai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC ICIC0001074

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – KANDIVALITHAKUR COMPLEX, MUMBAI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC0001074.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Kandivalithakur Complex, Mumbai branch

The branch is located at ICICI BANK LTD., SHOP NO. 54 AND 55, SCM SPORTS CLUB, SARAF CHAUDHARY NAGAR, NEXT TO ICICI DIRECT, THAKUR COMPLEX, KANDIVALI E, MUMBAI.400101, which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Kandivalithakur Complex, Mumbai branch” — the verified location pin for IFSC ICIC0001074 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8879769539 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0001074 and your account number.

Verifying IFSC ICIC0001074 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0001074 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8879769539.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kandivalithakur Complex, Mumbai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0001074, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC0001074 is the IFSC code of ICICI Bank Limited, KANDIVALITHAKUR COMPLEX, MUMBAI branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.