IFSC Code of ICICI Bank Limited, Jogeshwari Wmumbai, Maharashtra Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, JOGESHWARI WMUMBAI, MAHARASHTRA branch in MUMBAI. The 11-digit IFSC ICIC0001194 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the JOGESHWARI WMUMBAI, MAHARASHTRA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's JOGESHWARI WMUMBAI, MAHARASHTRA branch, the IFSC ICIC0001194 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 001194 identifies this particular branch.

About ICICI Bank Limited

ICICI Bank Limited operates a wide network of branches across India, including the Jogeshwari Wmumbai, Maharashtra branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0001194.

Jogeshwari Wmumbai, Maharashtra branch overview

Located at ICICI BANK LTD., SHOP NO.3,4 5, AYESHA TOWER, PLOT NO. 220, S V ROAD, JOGESHWARI W, MUMBAI MAHARASHTRA.400102, the Jogeshwari Wmumbai, Maharashtra branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0001194 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's JOGESHWARI WMUMBAI, MAHARASHTRA branch came to be assigned the code ICIC0001194.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0001194, money simply cannot be routed to the JOGESHWARI WMUMBAI, MAHARASHTRA branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Jogeshwari Wmumbai, Maharashtra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0001194 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC ICIC0001194

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0001194 across all three.

NEFT to ICICI Bank Limited, JOGESHWARI WMUMBAI, MAHARASHTRA using IFSC ICIC0001194

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0001194, and confirm that the system picks up ICICI Bank Limited – JOGESHWARI WMUMBAI, MAHARASHTRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JOGESHWARI WMUMBAI, MAHARASHTRA

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's JOGESHWARI WMUMBAI, MAHARASHTRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0001194 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited JOGESHWARI WMUMBAI, MAHARASHTRA (IFSC ICIC0001194)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0001194 in your mobile or internet banking app, and the money is credited to the JOGESHWARI WMUMBAI, MAHARASHTRA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Jogeshwari Wmumbai, Maharashtra

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0001194:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JOGESHWARI WMUMBAI, MAHARASHTRA is still linked to IFSC ICIC0001194.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ICIC0001194

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – JOGESHWARI WMUMBAI, MAHARASHTRA is still mapped to IFSC ICIC0001194. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0001194 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Jogeshwari Wmumbai, Maharashtra branch is mapped to IFSC ICIC0001194 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0001194.

Products and services

Customers walking into the Jogeshwari Wmumbai, Maharashtra branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0001194

Digital banking channels

Most day-to-day work that customers used to do at the Jogeshwari Wmumbai, Maharashtra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0001194 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Jogeshwari Wmumbai, Maharashtra branch

The branch is located at ICICI BANK LTD., SHOP NO.3,4 5, AYESHA TOWER, PLOT NO. 220, S V ROAD, JOGESHWARI W, MUMBAI MAHARASHTRA.400102, which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Jogeshwari Wmumbai, Maharashtra branch” — the verified location pin for IFSC ICIC0001194 should appear at the top of the results.
2. Confirm the branch is open by calling 91-7977559682 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0001194 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – JOGESHWARI WMUMBAI, MAHARASHTRA:

• The IFSC is exactly ICIC0001194 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and JOGESHWARI WMUMBAI, MAHARASHTRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jogeshwari Wmumbai, Maharashtra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0001194, however, work 24x7.

Verifying IFSC ICIC0001194 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0001194 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-7977559682.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0001194 belongs to ICICI Bank Limited's JOGESHWARI WMUMBAI, MAHARASHTRA branch, located at ICICI BANK LTD., SHOP NO.3,4 5, AYESHA TOWER, PLOT NO. 220, S V ROAD,… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.