Below are the complete branch details for HDFC Bank, FEROZEPUR ROAD ZIRA branch, located in ZIRA, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0007960. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0007960 for HDFC Bank – FEROZEPUR ROAD ZIRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – FEROZEPUR ROAD ZIRA is HDFC0007960. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007960 map to this branch in ZIRA, PUNJAB.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Ferozepur Road Zira branch in Zira. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0007960.
About this branch
The branch is located at HDFC BANK LTD GRD FLOOR FEROZEPUR ROAD ZIRA ZIRA PUNJAB 142047. It serves the Zira region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0007960 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Ferozepur Road Zira |
| IFSC Code | HDFC0007960 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRD FLOOR FEROZEPUR ROAD ZIRA ZIRA PUNJAB 142047 |
| City | Zira |
| District | Ferozpur |
| State | Punjab |
| STD Code | 1800 |
| Phone | 2026161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's FEROZEPUR ROAD ZIRA branch came to be assigned the code HDFC0007960.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0007960, money simply cannot be routed to the FEROZEPUR ROAD ZIRA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Ferozepur Road Zira branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0007960 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0007960
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007960 across all three.
How to use IFSC HDFC0007960 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's FEROZEPUR ROAD ZIRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0007960.
- Confirm the bank name auto-populates as HDFC Bank and the branch as FEROZEPUR ROAD ZIRA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0007960
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – FEROZEPUR ROAD ZIRA, ensure your bank's portal accepts IFSC HDFC0007960 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – FEROZEPUR ROAD ZIRA, use IMPS. With IFSC HDFC0007960 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0007960 for HDFC Bank – FEROZEPUR ROAD ZIRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0007960 | Yes – HDFC0007960 | Yes – HDFC0007960 |
For most retail customers crediting the Ferozepur Road Zira branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0007960
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – FEROZEPUR ROAD ZIRA is still mapped to IFSC HDFC0007960. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0007960 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ferozepur Road Zira branch is mapped to IFSC HDFC0007960 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0007960.
Products and services
Customers walking into the Ferozepur Road Zira branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0007960
Online banking and IFSC HDFC0007960
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the FEROZEPUR ROAD ZIRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0007960 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Ferozepur Road Zira branch sits at HDFC BANK LTD GRD FLOOR FEROZEPUR ROAD ZIRA ZIRA PUNJAB 142047. If you are travelling from outside Zira, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0007960 and your account number.
Common mistakes to avoid when using IFSC HDFC0007960
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – FEROZEPUR ROAD ZIRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0007960. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Ferozepur Road Zira are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0007960 continue to work without interruption.
Verifying IFSC HDFC0007960 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0007960 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankFerozepur Road Zira Branch
HDFC BANK LTD GRD FLOOR FEROZEPUR ROAD ZIRA ZIRA PUNJAB 142047
Zira, Punjab
Phone: 1800-2026161
IFSC: HDFC0007960
Frequently asked questions
Is IFSC HDFC0007960 the same for all accounts at Ferozepur Road Zira branch?
Yes. The IFSC HDFC0007960 is shared by every account held at HDFC Bank's Ferozepur Road Zira branch. Only the account number changes from customer to customer.
Does HDFC Bank Ferozepur Road Zira branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
How do I add HDFC Bank Ferozepur Road Zira as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0007960, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank Ferozepur Road Zira branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Is IFSC HDFC0007960 valid for NEFT and RTGS?
Yes. IFSC HDFC0007960 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0007960 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Ferozepur Road Zira reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ferozepur Road Zira branch but serve different purposes.
Can I use IFSC HDFC0007960 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0007960 to send funds instantly.
Summary
The IFSC code HDFC0007960 belongs to HDFC Bank's FEROZEPUR ROAD ZIRA branch, located at HDFC BANK LTD GRD FLOOR FEROZEPUR ROAD ZIRA ZIRA PUNJAB 142047 in ZIRA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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