This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, WARDHA branch in WARDHA. The 11-digit IFSC HDFC0000965 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the WARDHA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – WARDHA is HDFC0000965. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000965 map to this branch in WARDHA, MAHARASHTRA.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Wardha branch in Wardha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0000965.
About this branch
The branch is located at HDFC BANK LTD.NIRMAL BAKERY SQUARE,OPP. BANK OF MAHARASHTRA. It serves the Wardha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0000965 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Wardha |
| IFSC Code | HDFC0000965 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD.NIRMAL BAKERY SQUARE,OPP. BANK OF MAHARASHTRA |
| City | Wardha |
| District | Wardha |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9890603333 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WARDHA of HDFC Bank — its own 11-character IFSC. The code HDFC0000965 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0000965 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0000965 and the account number together uniquely identify the Wardha branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0000965
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000965 across all three.
NEFT to HDFC Bank, WARDHA using IFSC HDFC0000965
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000965, and confirm that the system picks up HDFC Bank – WARDHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to WARDHA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's WARDHA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0000965 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – WARDHA, use IMPS. With IFSC HDFC0000965 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0000965 for HDFC Bank – WARDHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0000965 | Yes – HDFC0000965 | Yes – HDFC0000965 |
For most retail customers crediting the Wardha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's WARDHA branch, the IFSC HDFC0000965 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Wardha branch is mapped to IFSC HDFC0000965 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000965.
Banking services available
The Wardha branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9890603333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0000965
Online banking and IFSC HDFC0000965
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the WARDHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0000965 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Wardha branch sits at HDFC BANK LTD.NIRMAL BAKERY SQUARE,OPP. BANK OF MAHARASHTRA. If you are travelling from outside Wardha, search for the branch on a maps application using the bank name and locality, or call 91-9890603333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000965 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – WARDHA:
- The IFSC is exactly HDFC0000965 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and WARDHA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Wardha are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000965 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0000965 for HDFC Bank – WARDHA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankWardha Branch
HDFC BANK LTD.NIRMAL BAKERY SQUARE,OPP. BANK OF MAHARASHTRA
Wardha, Maharashtra
Phone: 91-9890603333
IFSC: HDFC0000965
Frequently asked questions
Where is HDFC Bank Wardha branch located?
HDFC Bank's Wardha branch is located at HDFC BANK LTD.NIRMAL BAKERY SQUARE,OPP. BANK OF MAHARASHTRA, Wardha, Maharashtra.
What is the IFSC code of HDFC Bank Wardha branch?
The IFSC code of HDFC Bank, Wardha branch is HDFC0000965. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC HDFC0000965 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0000965 to send funds instantly.
What is the phone number of HDFC Bank Wardha branch?
You can reach the branch at 91-9890603333 during regular banking hours.
Does HDFC Bank Wardha branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9890603333 to confirm.
Is IFSC HDFC0000965 valid for NEFT and RTGS?
Yes. IFSC HDFC0000965 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0000965 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Wardha reflect within 30 minutes.
How do I add HDFC Bank Wardha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0000965, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code HDFC0000965 belongs to HDFC Bank's WARDHA branch, located at HDFC BANK LTD.NIRMAL BAKERY SQUARE,OPP. BANK OF MAHARASHTRA in WARDHA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
