IFSC Code of HDFC Bank, Dr Panjabrao Deshmukh Ur Co Bnk Ltd Branch, Maharashtra

If you are searching for the IFSC code of HDFC Bank, DR PANJABRAO DESHMUKH UR CO BNK LTD branch in WARDHA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is HDFC0CPDB19. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DR PANJABRAO DESHMUKH UR CO BNK LTD branch, and detailed step-by-step guides for using the IFSC HDFC0CPDB19 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CPDB19 is the IFSC of HDFC Bank's DR PANJABRAO DESHMUKH UR CO BNK LTD branch. The format is fixed: HDFC = bank code, 0 = reserved, CPDB19 = branch identifier.

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch in Wardha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CPDB19.

Branch details at a glance

About this branch

The branch is located at TQ NANDGAON KHANDESHWAR 444708. It serves the Wardha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CPDB19 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's DR PANJABRAO DESHMUKH UR CO BNK LTD branch came to be assigned the code HDFC0CPDB19.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CPDB19, money simply cannot be routed to the DR PANJABRAO DESHMUKH UR CO BNK LTD branch electronically.

Products and account variants supported

Every account opened at the Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch is mapped to IFSC HDFC0CPDB19 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CPDB19.

Products and services

Customers walking into the Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CPDB19

How to transfer money using IFSC HDFC0CPDB19

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CPDB19 across all three.

NEFT to HDFC Bank, DR PANJABRAO DESHMUKH UR CO BNK LTD using IFSC HDFC0CPDB19

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CPDB19, and confirm that the system picks up HDFC Bank – DR PANJABRAO DESHMUKH UR CO BNK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DR PANJABRAO DESHMUKH UR CO BNK LTD

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's DR PANJABRAO DESHMUKH UR CO BNK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CPDB19 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – DR PANJABRAO DESHMUKH UR CO BNK LTD, use IMPS. With IFSC HDFC0CPDB19 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Dr Panjabrao Deshmukh Ur Co Bnk Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CPDB19:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DR PANJABRAO DESHMUKH UR CO BNK LTD is still linked to IFSC HDFC0CPDB19.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's DR PANJABRAO DESHMUKH UR CO BNK LTD branch, the IFSC HDFC0CPDB19 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC HDFC0CPDB19

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the DR PANJABRAO DESHMUKH UR CO BNK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CPDB19 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CPDB19 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC HDFC0CPDB19

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – DR PANJABRAO DESHMUKH UR CO BNK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0CPDB19.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch

The branch is located at TQ NANDGAON KHANDESHWAR 444708, which puts it inside Wardha, the broader Wardha district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch” — the verified location pin for IFSC HDFC0CPDB19 should appear at the top of the results.
2. Confirm the branch is open by calling 7152-230475 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CPDB19 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CPDB19 for HDFC Bank – DR PANJABRAO DESHMUKH UR CO BNK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CPDB19, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CPDB19 belongs to HDFC Bank's DR PANJABRAO DESHMUKH UR CO BNK LTD branch, located at TQ NANDGAON KHANDESHWAR 444708 in WARDHA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.