Below are the complete branch details for HDFC Bank, VADKHAL branch, located in WADKHAL, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0006230. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0006230 for HDFC Bank – VADKHAL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0006230 is the IFSC of HDFC Bank's VADKHAL branch. The format is fixed: HDFC = bank code, 0 = reserved, 006230 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Vadkhal |
| IFSC Code | HDFC0006230 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR SHOP NO 1 AND 4 SHREE DHARMAJI MHATRE BHAWAN VADKHAL PEN WADKHAL MAHARASHTRA 402107 |
| City | Wadkhal |
| District | Raigarh |
| State | Maharashtra |
| STD Code | 1800 |
| Phone | 2026161 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Vadkhal branch — IFSC HDFC0006230 — extends the bank's services to customers in and around Wadkhal, Maharashtra.
About the Vadkhal branch
The Vadkhal branch of HDFC Bank is situated at GRD FLOOR SHOP NO 1 AND 4 SHREE DHARMAJI MHATRE BHAWAN VADKHAL PEN WADKHAL MAHARASHTRA 402107. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0006230 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VADKHAL of HDFC Bank — its own 11-character IFSC. The code HDFC0006230 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0006230 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0006230
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006230 across all three.
NEFT to HDFC Bank, VADKHAL using IFSC HDFC0006230
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0006230, and confirm that the system picks up HDFC Bank – VADKHAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VADKHAL
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's VADKHAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0006230 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – VADKHAL, use IMPS. With IFSC HDFC0006230 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0006230 for HDFC Bank – VADKHAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0006230 | Yes – HDFC0006230 | Yes – HDFC0006230 |
For most retail customers crediting the Vadkhal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's VADKHAL branch, the IFSC HDFC0006230 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Vadkhal branch
Once you have an account at HDFC Bank – VADKHAL, the IFSC HDFC0006230 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Vadkhal branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0006230
MICR & cheque-truncation details
Cheques drawn on the Vadkhal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0006230 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Vadkhal branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0006230 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – VADKHAL:
- The IFSC is exactly HDFC0006230 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and VADKHAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Vadkhal branch sits at GRD FLOOR SHOP NO 1 AND 4 SHREE DHARMAJI MHATRE BHAWAN VADKHAL PEN WADKHAL MAHARASHTRA 402107. If you are travelling from outside Wadkhal, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0006230 and your account number.
Verifying IFSC HDFC0006230 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0006230 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Vadkhal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0006230 continue to work without interruption.
Branch address & contact
HDFC BankVadkhal Branch
GRD FLOOR SHOP NO 1 AND 4 SHREE DHARMAJI MHATRE BHAWAN VADKHAL PEN WADKHAL MAHARASHTRA 402107
Wadkhal, Maharashtra
Phone: 1800-2026161
IFSC: HDFC0006230
Frequently asked questions
Where is HDFC Bank Vadkhal branch located?
HDFC Bank's Vadkhal branch is located at GRD FLOOR SHOP NO 1 AND 4 SHREE DHARMAJI MHATRE BHAWAN VADKHAL PEN WADKHAL MAHARASHTRA 402107, Wadkhal, Maharashtra.
Is IFSC HDFC0006230 the same for all accounts at Vadkhal branch?
Yes. The IFSC HDFC0006230 is shared by every account held at HDFC Bank's Vadkhal branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using HDFC0006230 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Vadkhal reflect within 30 minutes.
Does HDFC Bank Vadkhal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
What is the phone number of HDFC Bank Vadkhal branch?
You can reach the branch at 1800-2026161 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vadkhal branch but serve different purposes.
Is IFSC HDFC0006230 valid for NEFT and RTGS?
Yes. IFSC HDFC0006230 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0006230 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0006230 to send funds instantly.
Summary
The IFSC code HDFC0006230 belongs to HDFC Bank's VADKHAL branch, located at GRD FLOOR SHOP NO 1 AND 4 SHREE DHARMAJI MHATRE BHAWAN VADKHAL PEN WADKHAL… in WADKHAL, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
