If you are searching for the IFSC code of HDFC Bank, ILLUPPUR branch in VIRALIMALAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is HDFC0008718. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ILLUPPUR branch, and detailed step-by-step guides for using the IFSC HDFC0008718 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0008718 is the IFSC of HDFC Bank's ILLUPPUR branch. The format is fixed: HDFC = bank code, 0 = reserved, 008718 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Illuppur branch in Viralimalai, Tamil Nadu is part of this network and uses the IFSC code HDFC0008718 for all electronic settlement.
Illuppur branch overview
Located at GRD FLOOR KOTTAI STREET ILLUPPUR ENNAI PO ILLUPPUR TALUK VIRALIMALAI TAMIL NADU 622102, the Illuppur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0008718 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Illuppur |
| IFSC Code | HDFC0008718 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR KOTTAI STREET ILLUPPUR ENNAI PO ILLUPPUR TALUK VIRALIMALAI TAMIL NADU 622102 |
| City | Viralimalai |
| District | Pudukkottai |
| State | Tamil Nadu |
| STD Code | 1800 |
| Phone | 2026161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's ILLUPPUR branch came to be assigned the code HDFC0008718.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0008718, money simply cannot be routed to the ILLUPPUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Illuppur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0008718 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0008718
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0008718 across all three.
How to use IFSC HDFC0008718 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's ILLUPPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0008718.
- Confirm the bank name auto-populates as HDFC Bank and the branch as ILLUPPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0008718
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – ILLUPPUR, ensure your bank's portal accepts IFSC HDFC0008718 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank ILLUPPUR (IFSC HDFC0008718)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0008718 in your mobile or internet banking app, and the money is credited to the ILLUPPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0008718 for HDFC Bank – ILLUPPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0008718 | Yes – HDFC0008718 | Yes – HDFC0008718 |
For most retail customers crediting the Illuppur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's ILLUPPUR branch, the IFSC HDFC0008718 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Illuppur branch is mapped to IFSC HDFC0008718 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0008718.
Banking services available
The Illuppur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0008718
Digital banking channels
Most day-to-day work that customers used to do at the Illuppur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0008718 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Illuppur branch
The branch is located at GRD FLOOR KOTTAI STREET ILLUPPUR ENNAI PO ILLUPPUR TALUK VIRALIMALAI TAMIL NADU 622102, which puts it inside Viralimalai, the broader Pudukkottai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Illuppur branch” — the verified location pin for IFSC HDFC0008718 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0008718 and your account number.
Common mistakes to avoid when using IFSC HDFC0008718
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – ILLUPPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0008718. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Illuppur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0008718 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0008718 for HDFC Bank – ILLUPPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankIlluppur Branch
GRD FLOOR KOTTAI STREET ILLUPPUR ENNAI PO ILLUPPUR TALUK VIRALIMALAI TAMIL NADU 622102
Viralimalai, Tamil Nadu
Phone: 1800-2026161
IFSC: HDFC0008718
Frequently asked questions
Is IFSC HDFC0008718 the same for all accounts at Illuppur branch?
Yes. The IFSC HDFC0008718 is shared by every account held at HDFC Bank's Illuppur branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Illuppur branch but serve different purposes.
Is IFSC HDFC0008718 valid for NEFT and RTGS?
Yes. IFSC HDFC0008718 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0008718 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0008718 to send funds instantly.
What is the phone number of HDFC Bank Illuppur branch?
You can reach the branch at 1800-2026161 during regular banking hours.
What is the IFSC code of HDFC Bank Illuppur branch?
The IFSC code of HDFC Bank, Illuppur branch is HDFC0008718. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HDFC0008718 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Illuppur reflect within 30 minutes.
Summary
The IFSC code HDFC0008718 belongs to HDFC Bank's ILLUPPUR branch, located at GRD FLOOR KOTTAI STREET ILLUPPUR ENNAI PO ILLUPPUR TALUK VIRALIMALAI TAMIL… in VIRALIMALAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
