IFSC Code of HDFC Bank, The Veraval Peoples Co-Op Bank Ltd Branch, Gujarat

Use this page as a one-stop reference for everything related to HDFC Bank's THE VERAVAL PEOPLES CO-OP BANK LTD branch in VERAVAL, GUJARAT. The branch's IFSC code HDFC0CVPCBL is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CVPCBL is the IFSC of HDFC Bank's THE VERAVAL PEOPLES CO-OP BANK LTD branch. The format is fixed: HDFC = bank code, 0 = reserved, CVPCBL = branch identifier.

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the The Veraval Peoples Co-Op Bank Ltd branch in Veraval. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CVPCBL.

About this branch

The branch is located at VRUNDAVAN OPP. S T BUS STATION NR. SHUBHAM TOWER VERAVAL- 3622266. It serves the Veraval region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CVPCBL is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE VERAVAL PEOPLES CO-OP BANK LTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CVPCBL is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CVPCBL the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the The Veraval Peoples Co-Op Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CVPCBL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC HDFC0CVPCBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CVPCBL across all three.

How to use IFSC HDFC0CVPCBL for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's THE VERAVAL PEOPLES CO-OP BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CVPCBL.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as THE VERAVAL PEOPLES CO-OP BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE VERAVAL PEOPLES CO-OP BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's THE VERAVAL PEOPLES CO-OP BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CVPCBL while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank THE VERAVAL PEOPLES CO-OP BANK LTD (IFSC HDFC0CVPCBL)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CVPCBL in your mobile or internet banking app, and the money is credited to the THE VERAVAL PEOPLES CO-OP BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Veraval Peoples Co-Op Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CVPCBL:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE VERAVAL PEOPLES CO-OP BANK LTD is still linked to IFSC HDFC0CVPCBL.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's THE VERAVAL PEOPLES CO-OP BANK LTD branch, the IFSC HDFC0CVPCBL is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Veraval Peoples Co-Op Bank Ltd branch is mapped to IFSC HDFC0CVPCBL on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CVPCBL.

Banking services available

The The Veraval Peoples Co-Op Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2876-244122.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CVPCBL

Digital banking channels

Most day-to-day work that customers used to do at the The Veraval Peoples Co-Op Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CVPCBL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Veraval Peoples Co-Op Bank Ltd branch

The branch is located at VRUNDAVAN OPP. S T BUS STATION NR. SHUBHAM TOWER VERAVAL- 3622266, which puts it inside Veraval, the broader Junagadh district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank The Veraval Peoples Co-Op Bank Ltd branch” — the verified location pin for IFSC HDFC0CVPCBL should appear at the top of the results.
2. Confirm the branch is open by calling 2876-244122 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CVPCBL and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – THE VERAVAL PEOPLES CO-OP BANK LTD:

• The IFSC is exactly HDFC0CVPCBL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and THE VERAVAL PEOPLES CO-OP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Veraval Peoples Co-Op Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CVPCBL continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CVPCBL for HDFC Bank – THE VERAVAL PEOPLES CO-OP BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CVPCBL is the IFSC code of HDFC Bank, THE VERAVAL PEOPLES CO-OP BANK LTD branch, in VERAVAL, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.