Below are the complete branch details for HDFC Bank, VAVDI branch, located in VAVDI, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0003101. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0003101 for HDFC Bank – VAVDI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0003101 is the IFSC of HDFC Bank's VAVDI branch. The format is fixed: HDFC = bank code, 0 = reserved, 003101 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Vavdi branch in Vavdi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0003101.
About this branch
The branch is located at HDFC BANK LTD., FIRST FLOOR, SHOP NO.7-8, BAPA SITARAM COMPLEX, GONDAL RD,8B N.H,BESIDE HOT KANAIYA GONDAL RD,8B N.H,BESIDE HOT KANAIYA RAJKOT GUJARAT 360004. It serves the Vavdi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0003101 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Vavdi |
| IFSC Code | HDFC0003101 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD., FIRST FLOOR, SHOP NO.7-8, BAPA SITARAM COMPLEX, GONDAL RD,8B N.H,BESIDE HOT KANAIYA GONDAL RD,8B N.H,BESIDE HOT KANAIYA RAJKOT GUJARAT 360004 |
| City | Vavdi |
| District | Narmada |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9898271111 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VAVDI of HDFC Bank — its own 11-character IFSC. The code HDFC0003101 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0003101 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0003101 and the account number together uniquely identify the Vavdi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0003101
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003101 across all three.
NEFT to HDFC Bank, VAVDI using IFSC HDFC0003101
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0003101, and confirm that the system picks up HDFC Bank – VAVDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VAVDI
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's VAVDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0003101 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – VAVDI, use IMPS. With IFSC HDFC0003101 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Vavdi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0003101:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VAVDI is still linked to IFSC HDFC0003101.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's VAVDI branch, the IFSC HDFC0003101 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Vavdi branch is mapped to IFSC HDFC0003101 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0003101.
Products and services
Customers walking into the Vavdi branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0003101
Online banking and IFSC HDFC0003101
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the VAVDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0003101 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Vavdi branch sits at HDFC BANK LTD., FIRST FLOOR, SHOP NO.7-8, BAPA SITARAM COMPLEX, GONDAL RD,8B N.H,BESIDE HOT KANAIYA GONDAL RD,8B N.H,BESIDE HOT KANAIYA RAJKOT GUJARAT 360004. If you are travelling from outside Vavdi, search for the branch on a maps application using the bank name and locality, or call 91-9898271111 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0003101 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – VAVDI:
- The IFSC is exactly HDFC0003101 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and VAVDI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Vavdi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0003101 continue to work without interruption.
Verifying IFSC HDFC0003101 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003101 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9898271111.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankVavdi Branch
HDFC BANK LTD., FIRST FLOOR, SHOP NO.7-8, BAPA SITARAM COMPLEX, GONDAL RD,8B N.H,BESIDE HOT KANAIYA GONDAL RD,8B N.H,BESIDE HOT KANAIYA RAJKOT GUJARAT 360004
Vavdi, Gujarat
Phone: 91-9898271111
IFSC: HDFC0003101
Frequently asked questions
Does HDFC Bank Vavdi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9898271111 to confirm.
Is IFSC HDFC0003101 valid for NEFT and RTGS?
Yes. IFSC HDFC0003101 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0003101 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Vavdi reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vavdi branch but serve different purposes.
What is the phone number of HDFC Bank Vavdi branch?
You can reach the branch at 91-9898271111 during regular banking hours.
What is the IFSC code of HDFC Bank Vavdi branch?
The IFSC code of HDFC Bank, Vavdi branch is HDFC0003101. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC HDFC0003101 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0003101 to send funds instantly.
How do I add HDFC Bank Vavdi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0003101, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code HDFC0003101 belongs to HDFC Bank's VAVDI branch, located at HDFC BANK LTD., FIRST FLOOR, SHOP NO.7-8, BAPA SITARAM COMPLEX, GONDAL RD,8B… in VAVDI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
