Below are the complete branch details for HDFC Bank, BADALALPUR branch, located in VARANASI, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0005895. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0005895 for HDFC Bank – BADALALPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's BADALALPUR branch, the IFSC HDFC0005895 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 005895 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Badalalpur |
| IFSC Code | HDFC0005895 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR SHIV 3 1 A 1 BBADALALPUR NAWALPUR BASAHI VARANASI UTTAR PRADESH 221003 |
| City | Varanasi |
| District | Varanasi |
| State | Uttar Pradesh |
| STD Code | 1860 |
| Phone | 2676161 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Badalalpur branch in Varanasi, Uttar Pradesh is part of this network and uses the IFSC code HDFC0005895 for all electronic settlement.
About the Badalalpur branch
The Badalalpur branch of HDFC Bank is situated at GROUND FLOOR SHIV 3 1 A 1 BBADALALPUR NAWALPUR BASAHI VARANASI UTTAR PRADESH 221003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0005895 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's BADALALPUR branch came to be assigned the code HDFC0005895.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0005895, money simply cannot be routed to the BADALALPUR branch electronically.
How to transfer money using IFSC HDFC0005895
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005895 across all three.
How to use IFSC HDFC0005895 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's BADALALPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0005895.
- Confirm the bank name auto-populates as HDFC Bank and the branch as BADALALPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BADALALPUR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's BADALALPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0005895 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank BADALALPUR (IFSC HDFC0005895)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0005895 in your mobile or internet banking app, and the money is credited to the BADALALPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0005895 for HDFC Bank – BADALALPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0005895 | Yes – HDFC0005895 | Yes – HDFC0005895 |
For most retail customers crediting the Badalalpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's BADALALPUR branch, the IFSC HDFC0005895 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Badalalpur branch is mapped to IFSC HDFC0005895 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0005895.
Banking services available
The Badalalpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2676161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0005895
MICR & cheque-truncation details
Cheques drawn on the Badalalpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0005895 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0005895
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the BADALALPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0005895 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0005895
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – BADALALPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0005895. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Badalalpur branch
The branch is located at GROUND FLOOR SHIV 3 1 A 1 BBADALALPUR NAWALPUR BASAHI VARANASI UTTAR PRADESH 221003, which puts it inside Varanasi, the broader Varanasi district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Badalalpur branch” — the verified location pin for IFSC HDFC0005895 should appear at the top of the results.
- Confirm the branch is open by calling 1860-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0005895 and your account number.
Verifying IFSC HDFC0005895 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005895 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Badalalpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0005895 continue to work without interruption.
Branch address & contact
HDFC BankBadalalpur Branch
GROUND FLOOR SHIV 3 1 A 1 BBADALALPUR NAWALPUR BASAHI VARANASI UTTAR PRADESH 221003
Varanasi, Uttar Pradesh
Phone: 1860-2676161
IFSC: HDFC0005895
Frequently asked questions
How quickly will an NEFT transfer using HDFC0005895 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Badalalpur reflect within 30 minutes.
How do I add HDFC Bank Badalalpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005895, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0005895 the same for all accounts at Badalalpur branch?
Yes. The IFSC HDFC0005895 is shared by every account held at HDFC Bank's Badalalpur branch. Only the account number changes from customer to customer.
Does HDFC Bank Badalalpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Badalalpur branch but serve different purposes.
What is the phone number of HDFC Bank Badalalpur branch?
You can reach the branch at 1860-2676161 during regular banking hours.
Where is HDFC Bank Badalalpur branch located?
HDFC Bank's Badalalpur branch is located at GROUND FLOOR SHIV 3 1 A 1 BBADALALPUR NAWALPUR BASAHI VARANASI UTTAR PRADESH 221003, Varanasi, Uttar Pradesh.
Final notes
To recap: HDFC0005895 is the IFSC code of HDFC Bank, BADALALPUR branch, in VARANASI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
