If you are searching for the IFSC code of HDFC Bank, VAPI branch in VAPI, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is HDFC0005309. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VAPI branch, and detailed step-by-step guides for using the IFSC HDFC0005309 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0005309 is the IFSC of HDFC Bank's VAPI branch. The format is fixed: HDFC = bank code, 0 = reserved, 005309 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Vapi branch in Vapi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0005309.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Vapi |
| IFSC Code | HDFC0005309 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO 2 3 4 18 19 20 BUILDING A SONOROUS SURVEY NO 1975 MAHATMA GANDHI CIRCLE VAPI GUJARAT 396191 |
| City | Vapi |
| District | Valsad |
| State | Gujarat |
| STD Code | 1800 |
| Phone | 2026161 |
About this branch
The branch is located at SHOP NO 2 3 4 18 19 20 BUILDING A SONOROUS SURVEY NO 1975 MAHATMA GANDHI CIRCLE VAPI GUJARAT 396191. It serves the Vapi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0005309 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's VAPI branch came to be assigned the code HDFC0005309.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0005309, money simply cannot be routed to the VAPI branch electronically.
Account types you can open at the Vapi branch
Once you have an account at HDFC Bank – VAPI, the IFSC HDFC0005309 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Vapi branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0005309
How to transfer money using IFSC HDFC0005309
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005309 across all three.
How to use IFSC HDFC0005309 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's VAPI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0005309.
- Confirm the bank name auto-populates as HDFC Bank and the branch as VAPI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VAPI
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's VAPI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0005309 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank VAPI (IFSC HDFC0005309)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0005309 in your mobile or internet banking app, and the money is credited to the VAPI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Vapi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0005309:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VAPI is still linked to IFSC HDFC0005309.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0005309
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – VAPI is still mapped to IFSC HDFC0005309. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0005309 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Vapi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0005309 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Vapi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0005309 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0005309
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – VAPI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0005309. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Vapi branch sits at SHOP NO 2 3 4 18 19 20 BUILDING A SONOROUS SURVEY NO 1975 MAHATMA GANDHI CIRCLE VAPI GUJARAT 396191. If you are travelling from outside Vapi, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0005309 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0005309 for HDFC Bank – VAPI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Vapi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0005309 continue to work without interruption.
Branch address & contact
HDFC BankVapi Branch
SHOP NO 2 3 4 18 19 20 BUILDING A SONOROUS SURVEY NO 1975 MAHATMA GANDHI CIRCLE VAPI GUJARAT 396191
Vapi, Gujarat
Phone: 1800-2026161
IFSC: HDFC0005309
Frequently asked questions
Is IFSC HDFC0005309 valid for NEFT and RTGS?
Yes. IFSC HDFC0005309 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC HDFC0005309 the same for all accounts at Vapi branch?
Yes. The IFSC HDFC0005309 is shared by every account held at HDFC Bank's Vapi branch. Only the account number changes from customer to customer.
Where is HDFC Bank Vapi branch located?
HDFC Bank's Vapi branch is located at SHOP NO 2 3 4 18 19 20 BUILDING A SONOROUS SURVEY NO 1975 MAHATMA GANDHI CIRCLE VAPI GUJARAT 396191, Vapi, Gujarat.
How quickly will an NEFT transfer using HDFC0005309 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Vapi reflect within 30 minutes.
How do I add HDFC Bank Vapi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005309, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0005309 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0005309 to send funds instantly.
Summary
The IFSC code HDFC0005309 belongs to HDFC Bank's VAPI branch, located at SHOP NO 2 3 4 18 19 20 BUILDING A SONOROUS SURVEY NO 1975 MAHATMA GANDHI… in VAPI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
