IFSC Code of HDFC Bank, Vani Merchants Co-Op Bank Ltd Branch, Maharashtra

If you are searching for the IFSC code of HDFC Bank, VANI MERCHANTS CO-OP BANK LTD branch in VANI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is HDFC0CVAMCO. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VANI MERCHANTS CO-OP BANK LTD branch, and detailed step-by-step guides for using the IFSC HDFC0CVAMCO across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's VANI MERCHANTS CO-OP BANK LTD branch, the IFSC HDFC0CVAMCO breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and CVAMCO identifies this particular branch.

Branch details at a glance

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vani Merchants Co-Op Bank Ltd branch in Vani, Maharashtra is part of this network and uses the IFSC code HDFC0CVAMCO for all electronic settlement.

Vani Merchants Co-Op Bank Ltd branch overview

Located at PARIS SHIVAJI ROAD VANI TAL. DINDORI NASIK, the Vani Merchants Co-Op Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CVAMCO is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's VANI MERCHANTS CO-OP BANK LTD branch came to be assigned the code HDFC0CVAMCO.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CVAMCO, money simply cannot be routed to the VANI MERCHANTS CO-OP BANK LTD branch electronically.

How to transfer money using IFSC HDFC0CVAMCO

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CVAMCO across all three.

How to use IFSC HDFC0CVAMCO for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's VANI MERCHANTS CO-OP BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CVAMCO.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as VANI MERCHANTS CO-OP BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to VANI MERCHANTS CO-OP BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's VANI MERCHANTS CO-OP BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CVAMCO while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank VANI MERCHANTS CO-OP BANK LTD (IFSC HDFC0CVAMCO)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CVAMCO in your mobile or internet banking app, and the money is credited to the VANI MERCHANTS CO-OP BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Vani Merchants Co-Op Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CVAMCO:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VANI MERCHANTS CO-OP BANK LTD is still linked to IFSC HDFC0CVAMCO.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CVAMCO

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – VANI MERCHANTS CO-OP BANK LTD is still mapped to IFSC HDFC0CVAMCO. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CVAMCO and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Vani Merchants Co-Op Bank Ltd branch is mapped to IFSC HDFC0CVAMCO on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CVAMCO.

Banking services available

The Vani Merchants Co-Op Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2557-220140.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CVAMCO

MICR & cheque-truncation details

Cheques drawn on the Vani Merchants Co-Op Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CVAMCO for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC HDFC0CVAMCO

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the VANI MERCHANTS CO-OP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CVAMCO is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – VANI MERCHANTS CO-OP BANK LTD:

• The IFSC is exactly HDFC0CVAMCO with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and VANI MERCHANTS CO-OP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Vani Merchants Co-Op Bank Ltd branch

The branch is located at PARIS SHIVAJI ROAD VANI TAL. DINDORI NASIK, which puts it inside Vani, the broader Nasik district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Vani Merchants Co-Op Bank Ltd branch” — the verified location pin for IFSC HDFC0CVAMCO should appear at the top of the results.
2. Confirm the branch is open by calling 2557-220140 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CVAMCO and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CVAMCO for HDFC Bank – VANI MERCHANTS CO-OP BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vani Merchants Co-Op Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CVAMCO, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CVAMCO belongs to HDFC Bank's VANI MERCHANTS CO-OP BANK LTD branch, located at PARIS SHIVAJI ROAD VANI TAL. DINDORI NASIK in VANI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.