Below are the complete branch details for HDFC Bank, V.V.C.C BANK LTD branch, located in VALLABH VIDYANAGAR, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0CVVCCB. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0CVVCCB for HDFC Bank – V.V.C.C BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0CVVCCB is the IFSC of HDFC Bank's V.V.C.C BANK LTD branch. The format is fixed: HDFC = bank code, 0 = reserved, CVVCCB = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | V.V.C.C Bank Ltd |
| IFSC Code | HDFC0CVVCCB |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHREE VALLABH CHAMBERS, OPP. B AND B POLYTECHNIC COLLEGE, MOTA BAZAR, VALLABH VIDHYANAGAR - 388120 |
| City | Vallabh Vidyanagar |
| District | Anand |
| State | Gujarat |
| STD Code | 2692 |
| Phone | 237574 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its V.V.C.C Bank Ltd branch in Vallabh Vidyanagar, Gujarat is part of this network and uses the IFSC code HDFC0CVVCCB for all electronic settlement.
About this branch
The branch is located at SHREE VALLABH CHAMBERS, OPP. B AND B POLYTECHNIC COLLEGE, MOTA BAZAR, VALLABH VIDHYANAGAR - 388120. It serves the Vallabh Vidyanagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CVVCCB is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's V.V.C.C BANK LTD branch came to be assigned the code HDFC0CVVCCB.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CVVCCB, money simply cannot be routed to the V.V.C.C BANK LTD branch electronically.
How to transfer money using IFSC HDFC0CVVCCB
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CVVCCB across all three.
How to use IFSC HDFC0CVVCCB for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's V.V.C.C BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0CVVCCB.
- Confirm the bank name auto-populates as HDFC Bank and the branch as V.V.C.C BANK LTD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to V.V.C.C BANK LTD
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's V.V.C.C BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CVVCCB while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – V.V.C.C BANK LTD, use IMPS. With IFSC HDFC0CVVCCB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0CVVCCB for HDFC Bank – V.V.C.C BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0CVVCCB | Yes – HDFC0CVVCCB | Yes – HDFC0CVVCCB |
For most retail customers crediting the V.V.C.C Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0CVVCCB
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – V.V.C.C BANK LTD is still mapped to IFSC HDFC0CVVCCB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CVVCCB and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the V.V.C.C Bank Ltd branch is mapped to IFSC HDFC0CVVCCB on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0CVVCCB.
Banking services available
The V.V.C.C Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2692-237574.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CVVCCB
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CVVCCB and the account number together uniquely identify the V.V.C.C Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0CVVCCB
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the V.V.C.C BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CVVCCB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – V.V.C.C BANK LTD:
- The IFSC is exactly HDFC0CVVCCB with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and V.V.C.C BANK LTD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The V.V.C.C Bank Ltd branch sits at SHREE VALLABH CHAMBERS, OPP. B AND B POLYTECHNIC COLLEGE, MOTA BAZAR, VALLABH VIDHYANAGAR - 388120. If you are travelling from outside Vallabh Vidyanagar, search for the branch on a maps application using the bank name and locality, or call 2692-237574 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CVVCCB and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0CVVCCB for HDFC Bank – V.V.C.C BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The V.V.C.C Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CVVCCB, however, work 24x7.
Branch address & contact
HDFC BankV.V.C.C Bank Ltd Branch
SHREE VALLABH CHAMBERS, OPP. B AND B POLYTECHNIC COLLEGE, MOTA BAZAR, VALLABH VIDHYANAGAR - 388120
Vallabh Vidyanagar, Gujarat
Phone: 2692-237574
IFSC: HDFC0CVVCCB
Frequently asked questions
Where is HDFC Bank V.V.C.C Bank Ltd branch located?
HDFC Bank's V.V.C.C Bank Ltd branch is located at SHREE VALLABH CHAMBERS, OPP. B AND B POLYTECHNIC COLLEGE, MOTA BAZAR, VALLABH VIDHYANAGAR - 388120, Vallabh Vidyanagar, Gujarat.
Can I use IFSC HDFC0CVVCCB for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0CVVCCB to send funds instantly.
How quickly will an NEFT transfer using HDFC0CVVCCB be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – V.V.C.C Bank Ltd reflect within 30 minutes.
Is IFSC HDFC0CVVCCB the same for all accounts at V.V.C.C Bank Ltd branch?
Yes. The IFSC HDFC0CVVCCB is shared by every account held at HDFC Bank's V.V.C.C Bank Ltd branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank V.V.C.C Bank Ltd branch?
You can reach the branch at 2692-237574 during regular banking hours.
Does HDFC Bank V.V.C.C Bank Ltd branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2692-237574 to confirm.
Final notes
To recap: HDFC0CVVCCB is the IFSC code of HDFC Bank, V.V.C.C BANK LTD branch, in VALLABH VIDYANAGAR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
