IFSC Code of HDFC Bank, The Baroda City Cooperative Bank Li Branch, Gujarat

Below are the complete branch details for HDFC Bank, THE BARODA CITY COOPERATIVE BANK LI branch, located in VADODARA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0CTBCCB. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0CTBCCB for HDFC Bank – THE BARODA CITY COOPERATIVE BANK LI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CTBCCB is the IFSC of HDFC Bank's THE BARODA CITY COOPERATIVE BANK LI branch. The format is fixed: HDFC = bank code, 0 = reserved, CTBCCB = branch identifier.

Branch details at a glance

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the The Baroda City Cooperative Bank Li branch in Vadodara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CTBCCB.

About the The Baroda City Cooperative Bank Li branch

The The Baroda City Cooperative Bank Li branch of HDFC Bank is situated at HO SANSTHA VASAHAT RAOPURA VADODARA 390001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CTBCCB is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's THE BARODA CITY COOPERATIVE BANK LI branch came to be assigned the code HDFC0CTBCCB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CTBCCB, money simply cannot be routed to the THE BARODA CITY COOPERATIVE BANK LI branch electronically.

How to transfer money using IFSC HDFC0CTBCCB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CTBCCB across all three.

How to use IFSC HDFC0CTBCCB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's THE BARODA CITY COOPERATIVE BANK LI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CTBCCB.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as THE BARODA CITY COOPERATIVE BANK LI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE BARODA CITY COOPERATIVE BANK LI

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's THE BARODA CITY COOPERATIVE BANK LI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CTBCCB while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – THE BARODA CITY COOPERATIVE BANK LI, use IMPS. With IFSC HDFC0CTBCCB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Baroda City Cooperative Bank Li

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CTBCCB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE BARODA CITY COOPERATIVE BANK LI is still linked to IFSC HDFC0CTBCCB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CTBCCB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – THE BARODA CITY COOPERATIVE BANK LI is still mapped to IFSC HDFC0CTBCCB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CTBCCB and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Baroda City Cooperative Bank Li branch is mapped to IFSC HDFC0CTBCCB on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CTBCCB.

Products and services

Customers walking into the The Baroda City Cooperative Bank Li branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CTBCCB

MICR & cheque-truncation details

Cheques drawn on the The Baroda City Cooperative Bank Li branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CTBCCB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC HDFC0CTBCCB

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the THE BARODA CITY COOPERATIVE BANK LI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CTBCCB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – THE BARODA CITY COOPERATIVE BANK LI:

• The IFSC is exactly HDFC0CTBCCB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and THE BARODA CITY COOPERATIVE BANK LI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Baroda City Cooperative Bank Li branch

The branch is located at HO SANSTHA VASAHAT RAOPURA VADODARA 390001, which puts it inside Vadodara, the broader Vadodara district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank The Baroda City Cooperative Bank Li branch” — the verified location pin for IFSC HDFC0CTBCCB should appear at the top of the results.
2. Confirm the branch is open by calling 265-2428514 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CTBCCB and your account number.

Verifying IFSC HDFC0CTBCCB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CTBCCB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 265-2428514.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Baroda City Cooperative Bank Li are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CTBCCB continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CTBCCB belongs to HDFC Bank's THE BARODA CITY COOPERATIVE BANK LI branch, located at HO SANSTHA VASAHAT RAOPURA VADODARA 390001 in VADODARA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.