If you are searching for the IFSC code of HDFC Bank, RAOPURA - BARODA branch in VADODARA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is HDFC0000429. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RAOPURA - BARODA branch, and detailed step-by-step guides for using the IFSC HDFC0000429 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – RAOPURA - BARODA is HDFC0000429. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000429 map to this branch in VADODARA, GUJARAT.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Raopura - Baroda branch in Vadodara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0000429.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Raopura - Baroda |
| IFSC Code | HDFC0000429 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MIDWAY HEIGHTS,R S NO 49,VIBHAG 1TIKKA-24-1,LOKMANYA TILAK ROAD,NEARPANCHMUKHI BARODA GUJARAT 390001 |
| City | Vadodara |
| District | Vadodara |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9898271111 |
About the Raopura - Baroda branch
The Raopura - Baroda branch of HDFC Bank is situated at MIDWAY HEIGHTS,R S NO 49,VIBHAG 1TIKKA-24-1,LOKMANYA TILAK ROAD,NEARPANCHMUKHI BARODA GUJARAT 390001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0000429 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's RAOPURA - BARODA branch came to be assigned the code HDFC0000429.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0000429, money simply cannot be routed to the RAOPURA - BARODA branch electronically.
Products and account variants supported
Every account opened at the Raopura - Baroda branch is mapped to IFSC HDFC0000429 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000429.
Products and services
Customers walking into the Raopura - Baroda branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0000429
How to transfer money using IFSC HDFC0000429
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000429 across all three.
How to use IFSC HDFC0000429 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's RAOPURA - BARODA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0000429.
- Confirm the bank name auto-populates as HDFC Bank and the branch as RAOPURA - BARODA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0000429
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – RAOPURA - BARODA, ensure your bank's portal accepts IFSC HDFC0000429 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – RAOPURA - BARODA, use IMPS. With IFSC HDFC0000429 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0000429 for HDFC Bank – RAOPURA - BARODA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0000429 | Yes – HDFC0000429 | Yes – HDFC0000429 |
For most retail customers crediting the Raopura - Baroda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0000429
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – RAOPURA - BARODA is still mapped to IFSC HDFC0000429. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0000429 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0000429
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the RAOPURA - BARODA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0000429 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Raopura - Baroda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000429 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – RAOPURA - BARODA:
- The IFSC is exactly HDFC0000429 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and RAOPURA - BARODA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Raopura - Baroda branch
The branch is located at MIDWAY HEIGHTS,R S NO 49,VIBHAG 1TIKKA-24-1,LOKMANYA TILAK ROAD,NEARPANCHMUKHI BARODA GUJARAT 390001, which puts it inside Vadodara, the broader Vadodara district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Raopura - Baroda branch” — the verified location pin for IFSC HDFC0000429 should appear at the top of the results.
- Confirm the branch is open by calling 91-9898271111 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0000429 and your account number.
Verifying IFSC HDFC0000429 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0000429 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9898271111.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Raopura - Baroda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0000429, however, work 24x7.
Branch address & contact
HDFC BankRaopura - Baroda Branch
MIDWAY HEIGHTS,R S NO 49,VIBHAG 1TIKKA-24-1,LOKMANYA TILAK ROAD,NEARPANCHMUKHI BARODA GUJARAT 390001
Vadodara, Gujarat
Phone: 91-9898271111
IFSC: HDFC0000429
Frequently asked questions
Can I use IFSC HDFC0000429 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0000429 to send funds instantly.
How quickly will an NEFT transfer using HDFC0000429 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Raopura - Baroda reflect within 30 minutes.
Is IFSC HDFC0000429 valid for NEFT and RTGS?
Yes. IFSC HDFC0000429 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is HDFC Bank Raopura - Baroda branch located?
HDFC Bank's Raopura - Baroda branch is located at MIDWAY HEIGHTS,R S NO 49,VIBHAG 1TIKKA-24-1,LOKMANYA TILAK ROAD,NEARPANCHMUKHI BARODA GUJARAT 390001, Vadodara, Gujarat.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Raopura - Baroda branch but serve different purposes.
How do I add HDFC Bank Raopura - Baroda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0000429, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank Raopura - Baroda branch?
You can reach the branch at 91-9898271111 during regular banking hours.
Is IFSC HDFC0000429 the same for all accounts at Raopura - Baroda branch?
Yes. The IFSC HDFC0000429 is shared by every account held at HDFC Bank's Raopura - Baroda branch. Only the account number changes from customer to customer.
Final notes
To recap: HDFC0000429 is the IFSC code of HDFC Bank, RAOPURA - BARODA branch, in VADODARA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
