IFSC Code of HDFC Bank, Gotri Narayan Garden Road Branch Branch, Gujarat

Use this page as a one-stop reference for everything related to HDFC Bank's GOTRI NARAYAN GARDEN ROAD BRANCH branch in VADODARA, GUJARAT. The branch's IFSC code HDFC0006780 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's GOTRI NARAYAN GARDEN ROAD BRANCH branch, the IFSC HDFC0006780 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 006780 identifies this particular branch.

Branch details at a glance

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gotri Narayan Garden Road Branch branch in Vadodara, Gujarat is part of this network and uses the IFSC code HDFC0006780 for all electronic settlement.

About the Gotri Narayan Garden Road Branch branch

The Gotri Narayan Garden Road Branch branch of HDFC Bank is situated at GRD FLOOR SHOP NO 6 TO 10 SERENE CENTRUM OPP GANGOTRI EXOTICA 30 METER YASH COMPLEX ROAD GOTRI VADODARA GUJARAT 390023. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0006780 is used.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GOTRI NARAYAN GARDEN ROAD BRANCH of HDFC Bank — its own 11-character IFSC. The code HDFC0006780 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0006780 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0006780

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006780 across all three.

How to use IFSC HDFC0006780 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's GOTRI NARAYAN GARDEN ROAD BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0006780.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as GOTRI NARAYAN GARDEN ROAD BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC HDFC0006780

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – GOTRI NARAYAN GARDEN ROAD BRANCH, ensure your bank's portal accepts IFSC HDFC0006780 while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank GOTRI NARAYAN GARDEN ROAD BRANCH (IFSC HDFC0006780)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0006780 in your mobile or internet banking app, and the money is credited to the GOTRI NARAYAN GARDEN ROAD BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Gotri Narayan Garden Road Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0006780:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GOTRI NARAYAN GARDEN ROAD BRANCH is still linked to IFSC HDFC0006780.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0006780

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – GOTRI NARAYAN GARDEN ROAD BRANCH is still mapped to IFSC HDFC0006780. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0006780 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Gotri Narayan Garden Road Branch branch is mapped to IFSC HDFC0006780 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0006780.

Products and services

Customers walking into the Gotri Narayan Garden Road Branch branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0006780

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0006780 and the account number together uniquely identify the Gotri Narayan Garden Road Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Gotri Narayan Garden Road Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0006780 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – GOTRI NARAYAN GARDEN ROAD BRANCH:

• The IFSC is exactly HDFC0006780 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and GOTRI NARAYAN GARDEN ROAD BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Gotri Narayan Garden Road Branch branch

The branch is located at GRD FLOOR SHOP NO 6 TO 10 SERENE CENTRUM OPP GANGOTRI EXOTICA 30 METER YASH COMPLEX ROAD GOTRI VADODARA GUJARAT 390023, which puts it inside Vadodara, the broader Gandhinagar district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Gotri Narayan Garden Road Branch branch” — the verified location pin for IFSC HDFC0006780 should appear at the top of the results.
2. Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0006780 and your account number.

Verifying IFSC HDFC0006780 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0006780 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800-2026161.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Gotri Narayan Garden Road Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0006780 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0006780 belongs to HDFC Bank's GOTRI NARAYAN GARDEN ROAD BRANCH branch, located at GRD FLOOR SHOP NO 6 TO 10 SERENE CENTRUM OPP GANGOTRI EXOTICA 30 METER YASH… in VADODARA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.