Use this page as a one-stop reference for everything related to HDFC Bank's UZHAVOOR branch in UZHAVOOR, KERALA. The branch's IFSC code HDFC0008445 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0008445 is the IFSC of HDFC Bank's UZHAVOOR branch. The format is fixed: HDFC = bank code, 0 = reserved, 008445 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Uzhavoor branch in Uzhavoor. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0008445.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Uzhavoor |
| IFSC Code | HDFC0008445 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR KOONTHAMATTATHIL BLDG KOOTHATTUKULAM UZHAVOOR ROAD UZHAVOOR PO UZHAVOOR KERALA 686634 |
| City | Uzhavoor |
| District | Kottayam |
| State | Kerala |
| STD Code | 1800 |
| Phone | 2026161 |
About this branch
The branch is located at GRD FLOOR KOONTHAMATTATHIL BLDG KOOTHATTUKULAM UZHAVOOR ROAD UZHAVOOR PO UZHAVOOR KERALA 686634. It serves the Uzhavoor region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0008445 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including UZHAVOOR of HDFC Bank — its own 11-character IFSC. The code HDFC0008445 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0008445 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Uzhavoor branch is mapped to IFSC HDFC0008445 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0008445.
Products and services
Customers walking into the Uzhavoor branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0008445
How to transfer money using IFSC HDFC0008445
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0008445 across all three.
NEFT to HDFC Bank, UZHAVOOR using IFSC HDFC0008445
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0008445, and confirm that the system picks up HDFC Bank – UZHAVOOR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0008445
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – UZHAVOOR, ensure your bank's portal accepts IFSC HDFC0008445 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank UZHAVOOR (IFSC HDFC0008445)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0008445 in your mobile or internet banking app, and the money is credited to the UZHAVOOR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0008445 for HDFC Bank – UZHAVOOR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0008445 | Yes – HDFC0008445 | Yes – HDFC0008445 |
For most retail customers crediting the Uzhavoor branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's UZHAVOOR branch, the IFSC HDFC0008445 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0008445
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the UZHAVOOR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0008445 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Uzhavoor branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0008445 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – UZHAVOOR:
- The IFSC is exactly HDFC0008445 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and UZHAVOOR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Uzhavoor branch sits at GRD FLOOR KOONTHAMATTATHIL BLDG KOOTHATTUKULAM UZHAVOOR ROAD UZHAVOOR PO UZHAVOOR KERALA 686634. If you are travelling from outside Uzhavoor, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0008445 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0008445 for HDFC Bank – UZHAVOOR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Uzhavoor are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0008445 continue to work without interruption.
Branch address & contact
HDFC BankUzhavoor Branch
GRD FLOOR KOONTHAMATTATHIL BLDG KOOTHATTUKULAM UZHAVOOR ROAD UZHAVOOR PO UZHAVOOR KERALA 686634
Uzhavoor, Kerala
Phone: 1800-2026161
IFSC: HDFC0008445
Frequently asked questions
How quickly will an NEFT transfer using HDFC0008445 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Uzhavoor reflect within 30 minutes.
How do I add HDFC Bank Uzhavoor as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0008445, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Uzhavoor branch but serve different purposes.
Is IFSC HDFC0008445 the same for all accounts at Uzhavoor branch?
Yes. The IFSC HDFC0008445 is shared by every account held at HDFC Bank's Uzhavoor branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Uzhavoor branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Is IFSC HDFC0008445 valid for NEFT and RTGS?
Yes. IFSC HDFC0008445 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0008445 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0008445 to send funds instantly.
Final notes
To recap: HDFC0008445 is the IFSC code of HDFC Bank, UZHAVOOR branch, in UZHAVOOR, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
