IFSC Code of HDFC Bank, Tha Uttarpara Cooperative Bank Ltd Branch, West Bengal

If you are searching for the IFSC code of HDFC Bank, THA UTTARPARA COOPERATIVE BANK LTD branch in UTTARPARA KOTRUNG, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is HDFC0CTUCB1. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THA UTTARPARA COOPERATIVE BANK LTD branch, and detailed step-by-step guides for using the IFSC HDFC0CTUCB1 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – THA UTTARPARA COOPERATIVE BANK LTD is HDFC0CTUCB1. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CTUCB1 map to this branch in UTTARPARA KOTRUNG, WEST BENGAL.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Tha Uttarpara Cooperative Bank Ltd branch — IFSC HDFC0CTUCB1 — extends the bank's services to customers in and around Uttarpara Kotrung, West Bengal.

Branch details at a glance

About the Tha Uttarpara Cooperative Bank Ltd branch

The Tha Uttarpara Cooperative Bank Ltd branch of HDFC Bank is situated at 8 SRIDHAR CHAKRABORTY STREET P O AND P S UTTARPARA DIST HOOGHLY PIN712258. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CTUCB1 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's THA UTTARPARA COOPERATIVE BANK LTD branch came to be assigned the code HDFC0CTUCB1.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CTUCB1, money simply cannot be routed to the THA UTTARPARA COOPERATIVE BANK LTD branch electronically.

Products and account variants supported

Every account opened at the Tha Uttarpara Cooperative Bank Ltd branch is mapped to IFSC HDFC0CTUCB1 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CTUCB1.

Banking services available

The Tha Uttarpara Cooperative Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 33-26631798.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CTUCB1

How to transfer money using IFSC HDFC0CTUCB1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CTUCB1 across all three.

NEFT to HDFC Bank, THA UTTARPARA COOPERATIVE BANK LTD using IFSC HDFC0CTUCB1

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CTUCB1, and confirm that the system picks up HDFC Bank – THA UTTARPARA COOPERATIVE BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0CTUCB1

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – THA UTTARPARA COOPERATIVE BANK LTD, ensure your bank's portal accepts IFSC HDFC0CTUCB1 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – THA UTTARPARA COOPERATIVE BANK LTD, use IMPS. With IFSC HDFC0CTUCB1 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Tha Uttarpara Cooperative Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CTUCB1:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THA UTTARPARA COOPERATIVE BANK LTD is still linked to IFSC HDFC0CTUCB1.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CTUCB1

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – THA UTTARPARA COOPERATIVE BANK LTD is still mapped to IFSC HDFC0CTUCB1. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CTUCB1 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Tha Uttarpara Cooperative Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CTUCB1 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CTUCB1 and the account number together uniquely identify the Tha Uttarpara Cooperative Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC HDFC0CTUCB1

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – THA UTTARPARA COOPERATIVE BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0CTUCB1.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Tha Uttarpara Cooperative Bank Ltd branch

The branch is located at 8 SRIDHAR CHAKRABORTY STREET P O AND P S UTTARPARA DIST HOOGHLY PIN712258, which puts it inside Uttarpara Kotrung, the broader Hugli district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Tha Uttarpara Cooperative Bank Ltd branch” — the verified location pin for IFSC HDFC0CTUCB1 should appear at the top of the results.
2. Confirm the branch is open by calling 33-26631798 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CTUCB1 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CTUCB1 for HDFC Bank – THA UTTARPARA COOPERATIVE BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tha Uttarpara Cooperative Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CTUCB1, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CTUCB1 belongs to HDFC Bank's THA UTTARPARA COOPERATIVE BANK LTD branch, located at 8 SRIDHAR CHAKRABORTY STREET P O AND P S UTTARPARA DIST HOOGHLY PIN712258 in UTTARPARA KOTRUNG, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.