If you are searching for the IFSC code of HDFC Bank, THIRUMUDIVAKKAM branch in UTHIRAMERUR, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is HDFC0007121. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THIRUMUDIVAKKAM branch, and detailed step-by-step guides for using the IFSC HDFC0007121 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – THIRUMUDIVAKKAM is HDFC0007121. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007121 map to this branch in UTHIRAMERUR, TAMIL NADU.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Thirumudivakkam branch in Uthiramerur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0007121.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Thirumudivakkam |
| IFSC Code | HDFC0007121 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR NO 89 NEW NO 1237 SUBBULAKSHMI NAGAR THIRUMUDIVAKKAM UTHIRAMERUR TAMIL NADU 600109 |
| City | Uthiramerur |
| District | Kancheepuram |
| State | Tamil Nadu |
| STD Code | 1860 |
| Phone | 2676161 |
About the Thirumudivakkam branch
The Thirumudivakkam branch of HDFC Bank is situated at GRD FLOOR NO 89 NEW NO 1237 SUBBULAKSHMI NAGAR THIRUMUDIVAKKAM UTHIRAMERUR TAMIL NADU 600109. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0007121 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's THIRUMUDIVAKKAM branch came to be assigned the code HDFC0007121.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0007121, money simply cannot be routed to the THIRUMUDIVAKKAM branch electronically.
Account types you can open at the Thirumudivakkam branch
Once you have an account at HDFC Bank – THIRUMUDIVAKKAM, the IFSC HDFC0007121 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Thirumudivakkam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2676161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0007121
How to transfer money using IFSC HDFC0007121
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007121 across all three.
NEFT to HDFC Bank, THIRUMUDIVAKKAM using IFSC HDFC0007121
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0007121, and confirm that the system picks up HDFC Bank – THIRUMUDIVAKKAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0007121
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – THIRUMUDIVAKKAM, ensure your bank's portal accepts IFSC HDFC0007121 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank THIRUMUDIVAKKAM (IFSC HDFC0007121)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0007121 in your mobile or internet banking app, and the money is credited to the THIRUMUDIVAKKAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0007121 for HDFC Bank – THIRUMUDIVAKKAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0007121 | Yes – HDFC0007121 | Yes – HDFC0007121 |
For most retail customers crediting the Thirumudivakkam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0007121
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – THIRUMUDIVAKKAM is still mapped to IFSC HDFC0007121. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0007121 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0007121
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the THIRUMUDIVAKKAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0007121 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0007121 and the account number together uniquely identify the Thirumudivakkam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC HDFC0007121
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – THIRUMUDIVAKKAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0007121. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Thirumudivakkam branch
The branch is located at GRD FLOOR NO 89 NEW NO 1237 SUBBULAKSHMI NAGAR THIRUMUDIVAKKAM UTHIRAMERUR TAMIL NADU 600109, which puts it inside Uthiramerur, the broader Kancheepuram district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Thirumudivakkam branch” — the verified location pin for IFSC HDFC0007121 should appear at the top of the results.
- Confirm the branch is open by calling 1860-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0007121 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0007121 for HDFC Bank – THIRUMUDIVAKKAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Thirumudivakkam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0007121 continue to work without interruption.
Branch address & contact
HDFC BankThirumudivakkam Branch
GRD FLOOR NO 89 NEW NO 1237 SUBBULAKSHMI NAGAR THIRUMUDIVAKKAM UTHIRAMERUR TAMIL NADU 600109
Uthiramerur, Tamil Nadu
Phone: 1860-2676161
IFSC: HDFC0007121
Frequently asked questions
Is IFSC HDFC0007121 valid for NEFT and RTGS?
Yes. IFSC HDFC0007121 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of HDFC Bank Thirumudivakkam branch?
You can reach the branch at 1860-2676161 during regular banking hours.
Where is HDFC Bank Thirumudivakkam branch located?
HDFC Bank's Thirumudivakkam branch is located at GRD FLOOR NO 89 NEW NO 1237 SUBBULAKSHMI NAGAR THIRUMUDIVAKKAM UTHIRAMERUR TAMIL NADU 600109, Uthiramerur, Tamil Nadu.
Is IFSC HDFC0007121 the same for all accounts at Thirumudivakkam branch?
Yes. The IFSC HDFC0007121 is shared by every account held at HDFC Bank's Thirumudivakkam branch. Only the account number changes from customer to customer.
Can I use IFSC HDFC0007121 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0007121 to send funds instantly.
How quickly will an NEFT transfer using HDFC0007121 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Thirumudivakkam reflect within 30 minutes.
Does HDFC Bank Thirumudivakkam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
Summary
The IFSC code HDFC0007121 belongs to HDFC Bank's THIRUMUDIVAKKAM branch, located at GRD FLOOR NO 89 NEW NO 1237 SUBBULAKSHMI NAGAR THIRUMUDIVAKKAM UTHIRAMERUR… in UTHIRAMERUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
