If you are searching for the IFSC code of HDFC Bank, USKA BAZAR branch in USKA BAZAR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0004928. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the USKA BAZAR branch, and detailed step-by-step guides for using the IFSC HDFC0004928 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0004928 is the IFSC of HDFC Bank's USKA BAZAR branch. The format is fixed: HDFC = bank code, 0 = reserved, 004928 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Uska Bazar branch — IFSC HDFC0004928 — extends the bank's services to customers in and around Uska Bazar, Uttar Pradesh.
About the Uska Bazar branch
The Uska Bazar branch of HDFC Bank is situated at HDFC BANK LTD GRD FLOOR WARD NO 15 ADHYA PRASAD NAGAR PANCHAYAT USKA BAZAR USKA BAZAR UTTAR PRADESH 272208. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0004928 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Uska Bazar |
| IFSC Code | HDFC0004928 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRD FLOOR WARD NO 15 ADHYA PRASAD NAGAR PANCHAYAT USKA BAZAR USKA BAZAR UTTAR PRADESH 272208 |
| City | Uska Bazar |
| District | Siddharthnagar |
| State | Uttar Pradesh |
| STD Code | 1800 |
| Phone | 2026161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's USKA BAZAR branch came to be assigned the code HDFC0004928.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0004928, money simply cannot be routed to the USKA BAZAR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Uska Bazar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004928 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0004928
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004928 across all three.
How to use IFSC HDFC0004928 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's USKA BAZAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0004928.
- Confirm the bank name auto-populates as HDFC Bank and the branch as USKA BAZAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0004928
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – USKA BAZAR, ensure your bank's portal accepts IFSC HDFC0004928 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank USKA BAZAR (IFSC HDFC0004928)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004928 in your mobile or internet banking app, and the money is credited to the USKA BAZAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004928 for HDFC Bank – USKA BAZAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004928 | Yes – HDFC0004928 | Yes – HDFC0004928 |
For most retail customers crediting the Uska Bazar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0004928
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – USKA BAZAR is still mapped to IFSC HDFC0004928. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0004928 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Uska Bazar branch is mapped to IFSC HDFC0004928 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0004928.
Products and services
Customers walking into the Uska Bazar branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004928
Online banking and IFSC HDFC0004928
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the USKA BAZAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004928 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Uska Bazar branch
The branch is located at HDFC BANK LTD GRD FLOOR WARD NO 15 ADHYA PRASAD NAGAR PANCHAYAT USKA BAZAR USKA BAZAR UTTAR PRADESH 272208, which puts it inside Uska Bazar, the broader Siddharthnagar district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Uska Bazar branch” — the verified location pin for IFSC HDFC0004928 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0004928 and your account number.
Common mistakes to avoid when using IFSC HDFC0004928
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – USKA BAZAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0004928. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Uska Bazar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0004928, however, work 24x7.
Verifying IFSC HDFC0004928 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004928 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankUska Bazar Branch
HDFC BANK LTD GRD FLOOR WARD NO 15 ADHYA PRASAD NAGAR PANCHAYAT USKA BAZAR USKA BAZAR UTTAR PRADESH 272208
Uska Bazar, Uttar Pradesh
Phone: 1800-2026161
IFSC: HDFC0004928
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Uska Bazar branch but serve different purposes.
What is the phone number of HDFC Bank Uska Bazar branch?
You can reach the branch at 1800-2026161 during regular banking hours.
How quickly will an NEFT transfer using HDFC0004928 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Uska Bazar reflect within 30 minutes.
How do I add HDFC Bank Uska Bazar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004928, and complete OTP verification. Once activated, you can transfer funds at any time.
Does HDFC Bank Uska Bazar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
What is the IFSC code of HDFC Bank Uska Bazar branch?
The IFSC code of HDFC Bank, Uska Bazar branch is HDFC0004928. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code HDFC0004928 belongs to HDFC Bank's USKA BAZAR branch, located at HDFC BANK LTD GRD FLOOR WARD NO 15 ADHYA PRASAD NAGAR PANCHAYAT USKA BAZAR… in USKA BAZAR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
