IFSC Code of HDFC Bank, The Una Peoples Co-Operative Bank L Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, THE UNA PEOPLES CO-OPERATIVE BANK L branch in UNA. The 11-digit IFSC HDFC0CUPCBA uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the THE UNA PEOPLES CO-OPERATIVE BANK L location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CUPCBA is the IFSC of HDFC Bank's THE UNA PEOPLES CO-OPERATIVE BANK L branch. The format is fixed: HDFC = bank code, 0 = reserved, CUPCBA = branch identifier.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Una Peoples Co-Operative Bank L branch in Una, Gujarat is part of this network and uses the IFSC code HDFC0CUPCBA for all electronic settlement.

Branch details at a glance

About the The Una Peoples Co-Operative Bank L branch

The The Una Peoples Co-Operative Bank L branch of HDFC Bank is situated at SWASTIK, OPP. K V SCHOOL, B/H DHRUV COMPLEX, UNA 362560. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CUPCBA is used.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE UNA PEOPLES CO-OPERATIVE BANK L of HDFC Bank — its own 11-character IFSC. The code HDFC0CUPCBA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CUPCBA the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the The Una Peoples Co-Operative Bank L branch

Once you have an account at HDFC Bank – THE UNA PEOPLES CO-OPERATIVE BANK L, the IFSC HDFC0CUPCBA stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Una Peoples Co-Operative Bank L branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2875-222527.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CUPCBA

How to transfer money using IFSC HDFC0CUPCBA

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CUPCBA across all three.

How to use IFSC HDFC0CUPCBA for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's THE UNA PEOPLES CO-OPERATIVE BANK L branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CUPCBA.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as THE UNA PEOPLES CO-OPERATIVE BANK L.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE UNA PEOPLES CO-OPERATIVE BANK L

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's THE UNA PEOPLES CO-OPERATIVE BANK L branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CUPCBA while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank THE UNA PEOPLES CO-OPERATIVE BANK L (IFSC HDFC0CUPCBA)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CUPCBA in your mobile or internet banking app, and the money is credited to the THE UNA PEOPLES CO-OPERATIVE BANK L branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Una Peoples Co-Operative Bank L

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CUPCBA:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE UNA PEOPLES CO-OPERATIVE BANK L is still linked to IFSC HDFC0CUPCBA.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's THE UNA PEOPLES CO-OPERATIVE BANK L branch, the IFSC HDFC0CUPCBA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the The Una Peoples Co-Operative Bank L branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CUPCBA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CUPCBA and the account number together uniquely identify the The Una Peoples Co-Operative Bank L branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC HDFC0CUPCBA

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – THE UNA PEOPLES CO-OPERATIVE BANK L, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0CUPCBA.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Una Peoples Co-Operative Bank L branch

The branch is located at SWASTIK, OPP. K V SCHOOL, B/H DHRUV COMPLEX, UNA 362560, which puts it inside Una, the broader Junagadh district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank The Una Peoples Co-Operative Bank L branch” — the verified location pin for IFSC HDFC0CUPCBA should appear at the top of the results.
2. Confirm the branch is open by calling 2875-222527 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CUPCBA and your account number.

Verifying IFSC HDFC0CUPCBA from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CUPCBA by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2875-222527.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Una Peoples Co-Operative Bank L are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CUPCBA continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CUPCBA belongs to HDFC Bank's THE UNA PEOPLES CO-OPERATIVE BANK L branch, located at SWASTIK, OPP. K V SCHOOL, B/H DHRUV COMPLEX, UNA 362560 in UNA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.