IFSC Code of HDFC Bank, Ujjain Nagrik Sahakari Bank Mydt Branch, Madhya Pradesh

If you are searching for the IFSC code of HDFC Bank, UJJAIN NAGRIK SAHAKARI BANK MYDT branch in UJJAIN, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0CUNSBM. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the UJJAIN NAGRIK SAHAKARI BANK MYDT branch, and detailed step-by-step guides for using the IFSC HDFC0CUNSBM across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CUNSBM is the IFSC of HDFC Bank's UJJAIN NAGRIK SAHAKARI BANK MYDT branch. The format is fixed: HDFC = bank code, 0 = reserved, CUNSBM = branch identifier.

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Ujjain Nagrik Sahakari Bank Mydt branch in Ujjain. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CUNSBM.

Branch details at a glance

Ujjain Nagrik Sahakari Bank Mydt branch overview

Located at 10 BAKHTAWAR MARG GHADIWALA COMPLEX FREEGANJ UJJAIN, the Ujjain Nagrik Sahakari Bank Mydt branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CUNSBM is required for all interbank electronic transfers routed through this branch.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including UJJAIN NAGRIK SAHAKARI BANK MYDT of HDFC Bank — its own 11-character IFSC. The code HDFC0CUNSBM is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CUNSBM the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Ujjain Nagrik Sahakari Bank Mydt branch is mapped to IFSC HDFC0CUNSBM on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CUNSBM.

Products and services

Customers walking into the Ujjain Nagrik Sahakari Bank Mydt branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CUNSBM

How to transfer money using IFSC HDFC0CUNSBM

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CUNSBM across all three.

NEFT to HDFC Bank, UJJAIN NAGRIK SAHAKARI BANK MYDT using IFSC HDFC0CUNSBM

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CUNSBM, and confirm that the system picks up HDFC Bank – UJJAIN NAGRIK SAHAKARI BANK MYDT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to UJJAIN NAGRIK SAHAKARI BANK MYDT

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's UJJAIN NAGRIK SAHAKARI BANK MYDT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CUNSBM while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank UJJAIN NAGRIK SAHAKARI BANK MYDT (IFSC HDFC0CUNSBM)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CUNSBM in your mobile or internet banking app, and the money is credited to the UJJAIN NAGRIK SAHAKARI BANK MYDT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Ujjain Nagrik Sahakari Bank Mydt

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CUNSBM:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at UJJAIN NAGRIK SAHAKARI BANK MYDT is still linked to IFSC HDFC0CUNSBM.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CUNSBM

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – UJJAIN NAGRIK SAHAKARI BANK MYDT is still mapped to IFSC HDFC0CUNSBM. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CUNSBM and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Ujjain Nagrik Sahakari Bank Mydt branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CUNSBM is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Ujjain Nagrik Sahakari Bank Mydt branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CUNSBM for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC HDFC0CUNSBM

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – UJJAIN NAGRIK SAHAKARI BANK MYDT, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0CUNSBM.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Ujjain Nagrik Sahakari Bank Mydt branch sits at 10 BAKHTAWAR MARG GHADIWALA COMPLEX FREEGANJ UJJAIN. If you are travelling from outside Ujjain, search for the branch on a maps application using the bank name and locality, or call 734-2511018 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CUNSBM and your account number.

Verifying IFSC HDFC0CUNSBM from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CUNSBM by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 734-2511018.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ujjain Nagrik Sahakari Bank Mydt branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CUNSBM, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CUNSBM belongs to HDFC Bank's UJJAIN NAGRIK SAHAKARI BANK MYDT branch, located at 10 BAKHTAWAR MARG GHADIWALA COMPLEX FREEGANJ UJJAIN in UJJAIN, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.