IFSC Code of HDFC Bank, Ujjain Audhyogik Vikas Nagrik Sahak Branch, Madhya Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, UJJAIN AUDHYOGIK VIKAS NAGRIK SAHAK branch in UJJAIN. The 11-digit IFSC HDFC0CUAVNB uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the UJJAIN AUDHYOGIK VIKAS NAGRIK SAHAK location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – UJJAIN AUDHYOGIK VIKAS NAGRIK SAHAK is HDFC0CUAVNB. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CUAVNB map to this branch in UJJAIN, MADHYA PRADESH.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ujjain Audhyogik Vikas Nagrik Sahak branch — IFSC HDFC0CUAVNB — extends the bank's services to customers in and around Ujjain, Madhya Pradesh.

About the Ujjain Audhyogik Vikas Nagrik Sahak branch

The Ujjain Audhyogik Vikas Nagrik Sahak branch of HDFC Bank is situated at 1 KSHEER SAGAR HUKUMCHAND KACHHAVYA MARG UJJAIN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CUAVNB is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's UJJAIN AUDHYOGIK VIKAS NAGRIK SAHAK branch came to be assigned the code HDFC0CUAVNB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CUAVNB, money simply cannot be routed to the UJJAIN AUDHYOGIK VIKAS NAGRIK SAHAK branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Ujjain Audhyogik Vikas Nagrik Sahak branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CUAVNB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC HDFC0CUAVNB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CUAVNB across all three.

How to use IFSC HDFC0CUAVNB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's UJJAIN AUDHYOGIK VIKAS NAGRIK SAHAK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CUAVNB.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as UJJAIN AUDHYOGIK VIKAS NAGRIK SAHAK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to UJJAIN AUDHYOGIK VIKAS NAGRIK SAHAK

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's UJJAIN AUDHYOGIK VIKAS NAGRIK SAHAK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CUAVNB while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – UJJAIN AUDHYOGIK VIKAS NAGRIK SAHAK, use IMPS. With IFSC HDFC0CUAVNB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Ujjain Audhyogik Vikas Nagrik Sahak

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CUAVNB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at UJJAIN AUDHYOGIK VIKAS NAGRIK SAHAK is still linked to IFSC HDFC0CUAVNB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's UJJAIN AUDHYOGIK VIKAS NAGRIK SAHAK branch, the IFSC HDFC0CUAVNB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Ujjain Audhyogik Vikas Nagrik Sahak branch

Once you have an account at HDFC Bank – UJJAIN AUDHYOGIK VIKAS NAGRIK SAHAK, the IFSC HDFC0CUAVNB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Ujjain Audhyogik Vikas Nagrik Sahak branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CUAVNB

Digital banking channels

Most day-to-day work that customers used to do at the Ujjain Audhyogik Vikas Nagrik Sahak branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CUAVNB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Ujjain Audhyogik Vikas Nagrik Sahak branch sits at 1 KSHEER SAGAR HUKUMCHAND KACHHAVYA MARG UJJAIN. If you are travelling from outside Ujjain, search for the branch on a maps application using the bank name and locality, or call 734-2558639 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CUAVNB and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – UJJAIN AUDHYOGIK VIKAS NAGRIK SAHAK:

• The IFSC is exactly HDFC0CUAVNB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and UJJAIN AUDHYOGIK VIKAS NAGRIK SAHAK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Ujjain Audhyogik Vikas Nagrik Sahak are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CUAVNB continue to work without interruption.

Verifying IFSC HDFC0CUAVNB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CUAVNB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 734-2558639.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CUAVNB belongs to HDFC Bank's UJJAIN AUDHYOGIK VIKAS NAGRIK SAHAK branch, located at 1 KSHEER SAGAR HUKUMCHAND KACHHAVYA MARG UJJAIN in UJJAIN, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.