IFSC Code of HDFC Bank, Mahakal Vanijya Kendra Nanakheda Branch, Madhya Pradesh

Use this page as a one-stop reference for everything related to HDFC Bank's MAHAKAL VANIJYA KENDRA NANAKHEDA branch in UJJAIN, MADHYA PRADESH. The branch's IFSC code HDFC0007847 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – MAHAKAL VANIJYA KENDRA NANAKHEDA is HDFC0007847. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007847 map to this branch in UJJAIN, MADHYA PRADESH.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mahakal Vanijya Kendra Nanakheda branch in Ujjain, Madhya Pradesh is part of this network and uses the IFSC code HDFC0007847 for all electronic settlement.

About the Mahakal Vanijya Kendra Nanakheda branch

The Mahakal Vanijya Kendra Nanakheda branch of HDFC Bank is situated at PLOT NO B 13 3 FIRST FLOOR VIP ROAD OPP TREASURE BAZAR NANAKHEDA UJJAIN UJJAIN MADHYA PRADESH 455010. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0007847 is used.

Branch details at a glance

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MAHAKAL VANIJYA KENDRA NANAKHEDA of HDFC Bank — its own 11-character IFSC. The code HDFC0007847 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0007847 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Mahakal Vanijya Kendra Nanakheda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0007847 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC HDFC0007847

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007847 across all three.

How to use IFSC HDFC0007847 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's MAHAKAL VANIJYA KENDRA NANAKHEDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0007847.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as MAHAKAL VANIJYA KENDRA NANAKHEDA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MAHAKAL VANIJYA KENDRA NANAKHEDA

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's MAHAKAL VANIJYA KENDRA NANAKHEDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0007847 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank MAHAKAL VANIJYA KENDRA NANAKHEDA (IFSC HDFC0007847)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0007847 in your mobile or internet banking app, and the money is credited to the MAHAKAL VANIJYA KENDRA NANAKHEDA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0007847 for HDFC Bank – MAHAKAL VANIJYA KENDRA NANAKHEDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mahakal Vanijya Kendra Nanakheda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's MAHAKAL VANIJYA KENDRA NANAKHEDA branch, the IFSC HDFC0007847 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Mahakal Vanijya Kendra Nanakheda branch is mapped to IFSC HDFC0007847 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0007847.

Banking services available

The Mahakal Vanijya Kendra Nanakheda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0007847

Online banking and IFSC HDFC0007847

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the MAHAKAL VANIJYA KENDRA NANAKHEDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0007847 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Mahakal Vanijya Kendra Nanakheda branch sits at PLOT NO B 13 3 FIRST FLOOR VIP ROAD OPP TREASURE BAZAR NANAKHEDA UJJAIN UJJAIN MADHYA PRADESH 455010. If you are travelling from outside Ujjain, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0007847 and your account number.

Common mistakes to avoid when using IFSC HDFC0007847

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – MAHAKAL VANIJYA KENDRA NANAKHEDA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0007847.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Mahakal Vanijya Kendra Nanakheda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0007847 continue to work without interruption.

Verifying IFSC HDFC0007847 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0007847 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800-2026161.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0007847 is the IFSC code of HDFC Bank, MAHAKAL VANIJYA KENDRA NANAKHEDA branch, in UJJAIN, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.