Below are the complete branch details for HDFC Bank, UDALGURI branch, located in UDALGURI, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0008287. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0008287 for HDFC Bank – UDALGURI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0008287 is the IFSC of HDFC Bank's UDALGURI branch. The format is fixed: HDFC = bank code, 0 = reserved, 008287 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Udalguri |
| IFSC Code | HDFC0008287 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK UDALGURI TOWN WARD NO 2 NR UDALGURI POST OFFICE DIST UDALGURI BTAD ASSAM UDALGURI 784509 |
| City | Udalguri |
| District | Darrang |
| State | Assam |
| STD Code | 1860 |
| Phone | 2676161 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Udalguri branch in Udalguri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0008287.
About the Udalguri branch
The Udalguri branch of HDFC Bank is situated at HDFC BANK UDALGURI TOWN WARD NO 2 NR UDALGURI POST OFFICE DIST UDALGURI BTAD ASSAM UDALGURI 784509. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0008287 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including UDALGURI of HDFC Bank — its own 11-character IFSC. The code HDFC0008287 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0008287 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0008287
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0008287 across all three.
NEFT to HDFC Bank, UDALGURI using IFSC HDFC0008287
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0008287, and confirm that the system picks up HDFC Bank – UDALGURI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0008287
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – UDALGURI, ensure your bank's portal accepts IFSC HDFC0008287 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – UDALGURI, use IMPS. With IFSC HDFC0008287 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0008287 for HDFC Bank – UDALGURI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0008287 | Yes – HDFC0008287 | Yes – HDFC0008287 |
For most retail customers crediting the Udalguri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0008287
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – UDALGURI is still mapped to IFSC HDFC0008287. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0008287 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Udalguri branch is mapped to IFSC HDFC0008287 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0008287.
Products and services
Customers walking into the Udalguri branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0008287
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0008287 and the account number together uniquely identify the Udalguri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Udalguri branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0008287 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – UDALGURI:
- The IFSC is exactly HDFC0008287 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and UDALGURI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Udalguri branch
The branch is located at HDFC BANK UDALGURI TOWN WARD NO 2 NR UDALGURI POST OFFICE DIST UDALGURI BTAD ASSAM UDALGURI 784509, which puts it inside Udalguri, the broader Darrang district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Udalguri branch” — the verified location pin for IFSC HDFC0008287 should appear at the top of the results.
- Confirm the branch is open by calling 1860-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0008287 and your account number.
Verifying IFSC HDFC0008287 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0008287 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Udalguri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0008287 continue to work without interruption.
Branch address & contact
HDFC BankUdalguri Branch
HDFC BANK UDALGURI TOWN WARD NO 2 NR UDALGURI POST OFFICE DIST UDALGURI BTAD ASSAM UDALGURI 784509
Udalguri, Assam
Phone: 1860-2676161
IFSC: HDFC0008287
Frequently asked questions
Is IFSC HDFC0008287 the same for all accounts at Udalguri branch?
Yes. The IFSC HDFC0008287 is shared by every account held at HDFC Bank's Udalguri branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Udalguri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0008287, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Udalguri branch but serve different purposes.
Can I use IFSC HDFC0008287 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0008287 to send funds instantly.
How quickly will an NEFT transfer using HDFC0008287 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Udalguri reflect within 30 minutes.
What is the phone number of HDFC Bank Udalguri branch?
You can reach the branch at 1860-2676161 during regular banking hours.
Summary
The IFSC code HDFC0008287 belongs to HDFC Bank's UDALGURI branch, located at HDFC BANK UDALGURI TOWN WARD NO 2 NR UDALGURI POST OFFICE DIST UDALGURI BTAD… in UDALGURI, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
