Below are the complete branch details for HDFC Bank, BHORING branch, located in TUMGAON, CHHATTISGARH. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0003123. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0003123 for HDFC Bank – BHORING — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0003123 is the IFSC of HDFC Bank's BHORING branch. The format is fixed: HDFC = bank code, 0 = reserved, 003123 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Bhoring branch in Tumgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0003123.
About the Bhoring branch
The Bhoring branch of HDFC Bank is situated at HDFC BANK LTD.,SHOP NEAR HOTEL, SITUATED AT MAIN COMPX,MAIN ROAD, BUS STAND MAIN RD,BHORING, TUMGAON, MAHASAMUND CHHATTISGARH 493445. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0003123 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Bhoring |
| IFSC Code | HDFC0003123 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD.,SHOP NEAR HOTEL, SITUATED AT MAIN COMPX,MAIN ROAD, BUS STAND MAIN RD,BHORING, TUMGAON, MAHASAMUND CHHATTISGARH 493445 |
| City | Tumgaon |
| District | Mahasamund |
| State | Chhattisgarh |
| STD Code | 91 |
| Phone | 9893603333 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHORING of HDFC Bank — its own 11-character IFSC. The code HDFC0003123 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0003123 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0003123 and the account number together uniquely identify the Bhoring branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0003123
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003123 across all three.
How to use IFSC HDFC0003123 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's BHORING branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0003123.
- Confirm the bank name auto-populates as HDFC Bank and the branch as BHORING.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0003123
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – BHORING, ensure your bank's portal accepts IFSC HDFC0003123 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – BHORING, use IMPS. With IFSC HDFC0003123 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0003123 for HDFC Bank – BHORING, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0003123 | Yes – HDFC0003123 | Yes – HDFC0003123 |
For most retail customers crediting the Bhoring branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's BHORING branch, the IFSC HDFC0003123 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bhoring branch is mapped to IFSC HDFC0003123 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0003123.
Banking services available
The Bhoring branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9893603333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0003123
Digital banking channels
Most day-to-day work that customers used to do at the Bhoring branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0003123 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Bhoring branch sits at HDFC BANK LTD.,SHOP NEAR HOTEL, SITUATED AT MAIN COMPX,MAIN ROAD, BUS STAND MAIN RD,BHORING, TUMGAON, MAHASAMUND CHHATTISGARH 493445. If you are travelling from outside Tumgaon, search for the branch on a maps application using the bank name and locality, or call 91-9893603333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0003123 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – BHORING:
- The IFSC is exactly HDFC0003123 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and BHORING as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhoring branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0003123, however, work 24x7.
Verifying IFSC HDFC0003123 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003123 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9893603333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankBhoring Branch
HDFC BANK LTD.,SHOP NEAR HOTEL, SITUATED AT MAIN COMPX,MAIN ROAD, BUS STAND MAIN RD,BHORING, TUMGAON, MAHASAMUND CHHATTISGARH 493445
Tumgaon, Chhattisgarh
Phone: 91-9893603333
IFSC: HDFC0003123
Frequently asked questions
What is the phone number of HDFC Bank Bhoring branch?
You can reach the branch at 91-9893603333 during regular banking hours.
Can I use IFSC HDFC0003123 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0003123 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhoring branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0003123 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Bhoring reflect within 30 minutes.
Does HDFC Bank Bhoring branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9893603333 to confirm.
Is IFSC HDFC0003123 valid for NEFT and RTGS?
Yes. IFSC HDFC0003123 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Bhoring as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0003123, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is HDFC Bank Bhoring branch located?
HDFC Bank's Bhoring branch is located at HDFC BANK LTD.,SHOP NEAR HOTEL, SITUATED AT MAIN COMPX,MAIN ROAD, BUS STAND MAIN RD,BHORING, TUMGAON, MAHASAMUND CHHATTISGARH 493445, Tumgaon, Chhattisgarh.
Summary
The IFSC code HDFC0003123 belongs to HDFC Bank's BHORING branch, located at HDFC BANK LTD.,SHOP NEAR HOTEL, SITUATED AT MAIN COMPX,MAIN ROAD, BUS STAND… in TUMGAON, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
