If you are searching for the IFSC code of HDFC Bank, TIRUVERKADU branch in TIRUVERKADU, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is HDFC0005322. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TIRUVERKADU branch, and detailed step-by-step guides for using the IFSC HDFC0005322 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's TIRUVERKADU branch, the IFSC HDFC0005322 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 005322 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Tiruverkadu |
| IFSC Code | HDFC0005322 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FL NO 2 SIVASAKTHI VINAYAGAR KOLADI ROAD THIRUVERKADU CHENNA TIRUVERKADU TAMIL NADU 600077 |
| City | Tiruverkadu |
| District | Thiruvallur |
| State | Tamil Nadu |
| STD Code | 1860 |
| Phone | 2676161 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Tiruverkadu branch — IFSC HDFC0005322 — extends the bank's services to customers in and around Tiruverkadu, Tamil Nadu.
About the Tiruverkadu branch
The Tiruverkadu branch of HDFC Bank is situated at GR FL NO 2 SIVASAKTHI VINAYAGAR KOLADI ROAD THIRUVERKADU CHENNA TIRUVERKADU TAMIL NADU 600077. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0005322 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TIRUVERKADU of HDFC Bank — its own 11-character IFSC. The code HDFC0005322 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0005322 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0005322
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005322 across all three.
NEFT to HDFC Bank, TIRUVERKADU using IFSC HDFC0005322
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0005322, and confirm that the system picks up HDFC Bank – TIRUVERKADU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TIRUVERKADU
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's TIRUVERKADU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0005322 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank TIRUVERKADU (IFSC HDFC0005322)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0005322 in your mobile or internet banking app, and the money is credited to the TIRUVERKADU branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0005322 for HDFC Bank – TIRUVERKADU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0005322 | Yes – HDFC0005322 | Yes – HDFC0005322 |
For most retail customers crediting the Tiruverkadu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0005322
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – TIRUVERKADU is still mapped to IFSC HDFC0005322. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0005322 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Tiruverkadu branch is mapped to IFSC HDFC0005322 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0005322.
Products and services
Customers walking into the Tiruverkadu branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0005322
MICR & cheque-truncation details
Cheques drawn on the Tiruverkadu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0005322 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0005322
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the TIRUVERKADU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0005322 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – TIRUVERKADU:
- The IFSC is exactly HDFC0005322 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and TIRUVERKADU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Tiruverkadu branch
The branch is located at GR FL NO 2 SIVASAKTHI VINAYAGAR KOLADI ROAD THIRUVERKADU CHENNA TIRUVERKADU TAMIL NADU 600077, which puts it inside Tiruverkadu, the broader Thiruvallur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Tiruverkadu branch” — the verified location pin for IFSC HDFC0005322 should appear at the top of the results.
- Confirm the branch is open by calling 1860-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0005322 and your account number.
Verifying IFSC HDFC0005322 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005322 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tiruverkadu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0005322, however, work 24x7.
Branch address & contact
HDFC BankTiruverkadu Branch
GR FL NO 2 SIVASAKTHI VINAYAGAR KOLADI ROAD THIRUVERKADU CHENNA TIRUVERKADU TAMIL NADU 600077
Tiruverkadu, Tamil Nadu
Phone: 1860-2676161
IFSC: HDFC0005322
Frequently asked questions
Can I use IFSC HDFC0005322 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0005322 to send funds instantly.
Is IFSC HDFC0005322 valid for NEFT and RTGS?
Yes. IFSC HDFC0005322 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0005322 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Tiruverkadu reflect within 30 minutes.
Is IFSC HDFC0005322 the same for all accounts at Tiruverkadu branch?
Yes. The IFSC HDFC0005322 is shared by every account held at HDFC Bank's Tiruverkadu branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Tiruverkadu branch?
You can reach the branch at 1860-2676161 during regular banking hours.
Does HDFC Bank Tiruverkadu branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
How do I add HDFC Bank Tiruverkadu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005322, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is HDFC Bank Tiruverkadu branch located?
HDFC Bank's Tiruverkadu branch is located at GR FL NO 2 SIVASAKTHI VINAYAGAR KOLADI ROAD THIRUVERKADU CHENNA TIRUVERKADU TAMIL NADU 600077, Tiruverkadu, Tamil Nadu.
Summary
The IFSC code HDFC0005322 belongs to HDFC Bank's TIRUVERKADU branch, located at GR FL NO 2 SIVASAKTHI VINAYAGAR KOLADI ROAD THIRUVERKADU CHENNA TIRUVERKADU… in TIRUVERKADU, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
