Use this page as a one-stop reference for everything related to HDFC Bank's KUTHANALLUR branch in TIRUVARUR, TAMIL NADU. The branch's IFSC code HDFC0002634 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's KUTHANALLUR branch, the IFSC HDFC0002634 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 002634 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kuthanallur |
| IFSC Code | HDFC0002634 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD., NO. 62-A-117, ABDUL REHMEN RD, KOOTHANALLUR THIRUVARUR TAMIL NADU 614101 |
| City | Tiruvarur |
| District | Thiruvarur |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9840673333 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Kuthanallur branch in Tiruvarur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0002634.
Kuthanallur branch overview
Located at HDFC BANK LTD., NO. 62-A-117, ABDUL REHMEN RD, KOOTHANALLUR THIRUVARUR TAMIL NADU 614101, the Kuthanallur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0002634 is required for all interbank electronic transfers routed through this branch.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KUTHANALLUR of HDFC Bank — its own 11-character IFSC. The code HDFC0002634 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0002634 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0002634
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002634 across all three.
NEFT to HDFC Bank, KUTHANALLUR using IFSC HDFC0002634
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002634, and confirm that the system picks up HDFC Bank – KUTHANALLUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0002634
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – KUTHANALLUR, ensure your bank's portal accepts IFSC HDFC0002634 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – KUTHANALLUR, use IMPS. With IFSC HDFC0002634 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002634 for HDFC Bank – KUTHANALLUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002634 | Yes – HDFC0002634 | Yes – HDFC0002634 |
For most retail customers crediting the Kuthanallur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0002634
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – KUTHANALLUR is still mapped to IFSC HDFC0002634. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002634 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kuthanallur branch is mapped to IFSC HDFC0002634 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002634.
Products and services
Customers walking into the Kuthanallur branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0002634
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002634 and the account number together uniquely identify the Kuthanallur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Kuthanallur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0002634 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC HDFC0002634
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KUTHANALLUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0002634. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kuthanallur branch sits at HDFC BANK LTD., NO. 62-A-117, ABDUL REHMEN RD, KOOTHANALLUR THIRUVARUR TAMIL NADU 614101. If you are travelling from outside Tiruvarur, search for the branch on a maps application using the bank name and locality, or call 91-9840673333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002634 and your account number.
Verifying IFSC HDFC0002634 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002634 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9840673333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kuthanallur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0002634 continue to work without interruption.
Branch address & contact
HDFC BankKuthanallur Branch
HDFC BANK LTD., NO. 62-A-117, ABDUL REHMEN RD, KOOTHANALLUR THIRUVARUR TAMIL NADU 614101
Tiruvarur, Tamil Nadu
Phone: 91-9840673333
IFSC: HDFC0002634
Frequently asked questions
How quickly will an NEFT transfer using HDFC0002634 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Kuthanallur reflect within 30 minutes.
What is the IFSC code of HDFC Bank Kuthanallur branch?
The IFSC code of HDFC Bank, Kuthanallur branch is HDFC0002634. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0002634 the same for all accounts at Kuthanallur branch?
Yes. The IFSC HDFC0002634 is shared by every account held at HDFC Bank's Kuthanallur branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kuthanallur branch but serve different purposes.
Does HDFC Bank Kuthanallur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9840673333 to confirm.
Can I use IFSC HDFC0002634 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002634 to send funds instantly.
How do I add HDFC Bank Kuthanallur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002634, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is HDFC Bank Kuthanallur branch located?
HDFC Bank's Kuthanallur branch is located at HDFC BANK LTD., NO. 62-A-117, ABDUL REHMEN RD, KOOTHANALLUR THIRUVARUR TAMIL NADU 614101, Tiruvarur, Tamil Nadu.
Summary
The IFSC code HDFC0002634 belongs to HDFC Bank's KUTHANALLUR branch, located at HDFC BANK LTD., NO. 62-A-117, ABDUL REHMEN RD, KOOTHANALLUR THIRUVARUR TAMIL… in TIRUVARUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
