If you are searching for the IFSC code of HDFC Bank, TARN TARAN branch in TARN TARAN, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is HDFC0001428. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TARN TARAN branch, and detailed step-by-step guides for using the IFSC HDFC0001428 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0001428 is the IFSC of HDFC Bank's TARN TARAN branch. The format is fixed: HDFC = bank code, 0 = reserved, 001428 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Tarn Taran branch in Tarn Taran. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0001428.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Tarn Taran |
| IFSC Code | HDFC0001428 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2/433,NEAR CANARA BANKJANDIALA ROAD |
| City | Tarn Taran |
| District | Amritsar |
| State | Punjab |
| STD Code | 91 |
| Phone | 9815331111 |
About this branch
The branch is located at 2/433,NEAR CANARA BANKJANDIALA ROAD. It serves the Tarn Taran region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0001428 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TARN TARAN of HDFC Bank — its own 11-character IFSC. The code HDFC0001428 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0001428 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Tarn Taran branch is mapped to IFSC HDFC0001428 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0001428.
Products and services
Customers walking into the Tarn Taran branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0001428
How to transfer money using IFSC HDFC0001428
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001428 across all three.
NEFT to HDFC Bank, TARN TARAN using IFSC HDFC0001428
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0001428, and confirm that the system picks up HDFC Bank – TARN TARAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0001428
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – TARN TARAN, ensure your bank's portal accepts IFSC HDFC0001428 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – TARN TARAN, use IMPS. With IFSC HDFC0001428 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0001428 for HDFC Bank – TARN TARAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0001428 | Yes – HDFC0001428 | Yes – HDFC0001428 |
For most retail customers crediting the Tarn Taran branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's TARN TARAN branch, the IFSC HDFC0001428 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0001428
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the TARN TARAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0001428 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0001428 and the account number together uniquely identify the Tarn Taran branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – TARN TARAN:
- The IFSC is exactly HDFC0001428 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and TARN TARAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Tarn Taran branch
The branch is located at 2/433,NEAR CANARA BANKJANDIALA ROAD, which puts it inside Tarn Taran, the broader Amritsar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Tarn Taran branch” — the verified location pin for IFSC HDFC0001428 should appear at the top of the results.
- Confirm the branch is open by calling 91-9815331111 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0001428 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0001428 for HDFC Bank – TARN TARAN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Tarn Taran are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0001428 continue to work without interruption.
Branch address & contact
HDFC BankTarn Taran Branch
2/433,NEAR CANARA BANKJANDIALA ROAD
Tarn Taran, Punjab
Phone: 91-9815331111
IFSC: HDFC0001428
Frequently asked questions
Is IFSC HDFC0001428 the same for all accounts at Tarn Taran branch?
Yes. The IFSC HDFC0001428 is shared by every account held at HDFC Bank's Tarn Taran branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using HDFC0001428 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Tarn Taran reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tarn Taran branch but serve different purposes.
Does HDFC Bank Tarn Taran branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9815331111 to confirm.
What is the phone number of HDFC Bank Tarn Taran branch?
You can reach the branch at 91-9815331111 during regular banking hours.
Where is HDFC Bank Tarn Taran branch located?
HDFC Bank's Tarn Taran branch is located at 2/433,NEAR CANARA BANKJANDIALA ROAD, Tarn Taran, Punjab.
Summary
The IFSC code HDFC0001428 belongs to HDFC Bank's TARN TARAN branch, located at 2/433,NEAR CANARA BANKJANDIALA ROAD in TARN TARAN, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
