This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, SALOONI branch in SURGANI. The 11-digit IFSC HDFC0006639 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the SALOONI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – SALOONI is HDFC0006639. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006639 map to this branch in SURGANI, HIMACHAL PRADESH.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Salooni branch in Surgani, Himachal Pradesh is part of this network and uses the IFSC code HDFC0006639 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Salooni |
| IFSC Code | HDFC0006639 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR,NEAR FIRE OFFICE LANGERA ROAD VPO SALOONI SURGANI HIMACHAL PRADESH 176320 |
| City | Surgani |
| District | Chamba |
| State | Himachal Pradesh |
| STD Code | 1800 |
| Phone | 2026161 |
About the Salooni branch
The Salooni branch of HDFC Bank is situated at GRD FLOOR,NEAR FIRE OFFICE LANGERA ROAD VPO SALOONI SURGANI HIMACHAL PRADESH 176320. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0006639 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SALOONI of HDFC Bank — its own 11-character IFSC. The code HDFC0006639 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0006639 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Salooni branch is mapped to IFSC HDFC0006639 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0006639.
Products and services
Customers walking into the Salooni branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0006639
How to transfer money using IFSC HDFC0006639
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006639 across all three.
How to use IFSC HDFC0006639 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's SALOONI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0006639.
- Confirm the bank name auto-populates as HDFC Bank and the branch as SALOONI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SALOONI
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SALOONI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0006639 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – SALOONI, use IMPS. With IFSC HDFC0006639 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0006639 for HDFC Bank – SALOONI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0006639 | Yes – HDFC0006639 | Yes – HDFC0006639 |
For most retail customers crediting the Salooni branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0006639
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SALOONI is still mapped to IFSC HDFC0006639. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0006639 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Salooni branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0006639 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Salooni branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0006639 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SALOONI:
- The IFSC is exactly HDFC0006639 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and SALOONI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Salooni branch sits at GRD FLOOR,NEAR FIRE OFFICE LANGERA ROAD VPO SALOONI SURGANI HIMACHAL PRADESH 176320. If you are travelling from outside Surgani, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0006639 and your account number.
Verifying IFSC HDFC0006639 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0006639 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Salooni branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0006639, however, work 24x7.
Branch address & contact
HDFC BankSalooni Branch
GRD FLOOR,NEAR FIRE OFFICE LANGERA ROAD VPO SALOONI SURGANI HIMACHAL PRADESH 176320
Surgani, Himachal Pradesh
Phone: 1800-2026161
IFSC: HDFC0006639
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Salooni branch but serve different purposes.
What is the phone number of HDFC Bank Salooni branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Is IFSC HDFC0006639 valid for NEFT and RTGS?
Yes. IFSC HDFC0006639 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is HDFC Bank Salooni branch located?
HDFC Bank's Salooni branch is located at GRD FLOOR,NEAR FIRE OFFICE LANGERA ROAD VPO SALOONI SURGANI HIMACHAL PRADESH 176320, Surgani, Himachal Pradesh.
How do I add HDFC Bank Salooni as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0006639, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0006639 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0006639 to send funds instantly.
How quickly will an NEFT transfer using HDFC0006639 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Salooni reflect within 30 minutes.
Does HDFC Bank Salooni branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Summary
The IFSC code HDFC0006639 belongs to HDFC Bank's SALOONI branch, located at GRD FLOOR,NEAR FIRE OFFICE LANGERA ROAD VPO SALOONI SURGANI HIMACHAL PRADESH… in SURGANI, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
